A Cliché Multiverse Story - Chapter 351 - CH. 360: Loyalty

A calculating merchant of noble birth lives a comfortable life managing his guild's business at the Imperial Academy—until lightning strikes him, leaving him with prophetic visions of a disastrous future. In these visions, he's expelled from his family, branded a traitor who aids demons, and worst of all, becomes a penniless beggar. When the supposed “protagonist” of these prophecies enrolls at the academy, he realizes his countdown to ruin has begun. Now he must use his foresight to rewrite a story where he's cast as a third-rate villain, all while navigating ancient dungeons, demonic threats, and the troublesome “hero” who might be the key to changing his fate.#MoneyIsEverything

A good-for-nothing man married a beautiful girl but was kicked off the bed on the wedding night. Furiously, he wrote a bill of divorce and ran away.
He was schemed a car accident in which he nearly lost his life. However, it turned out to be a blessing. He swallowed the soul that passed through the outer world, thus obtained superb medical skills and martial arts.
Later on, with the silver needles and invincible martial arts, he embarked on the road of counterattacks and was committed to his great dreams.

- Description from Novelupdates

What would you do if you were transported to an academy where becoming immortal was possible? Where magic spells and swordsmanship were your courses and fighting zombies and wars were your exams? Dawn Academy was no ordinary learning institution and Xiao Lin was about to find out how mysterious and exciting this magical academy really was.

30-year-old Jo Minjoon has always wanted to become a chef. He started his culinary career late in life, however, and is currently chopping onions at a restaurant. Regretting his life choices, he wishes he could go back to change it all and falls asleep. Meanwhile, someone out there is willing to give him another chance and send him back in time. How will he use the new powers he obtained from this mysterious being?