Chapter 136: Chapter 136: Freezing the Money House, Mr. Yu’s Scheme Exposed, Eternal Damnation Condensation

"As you command!"

Yu Honghui said respectfully.

He saw Yun Zhenyue leave the bank with Mengmeng, seemingly waiting for them by the entrance.

He then looked at the Ghost Shopkeeper, who was still rolling on the floor, crying and throwing a tantrum.

A hint of coldness surfaced on his silver-white brows.

The Nightmare Hunters were no charity organization.

’Daring to provoke the Lord’s wife will surely bring endless retribution!’

He carefully considered the meaning behind Yun Zhenyue’s words: "handle it as you see fit."

A life for a life, and a debt for a debt.

This was the natural order of things.

With this in mind, Yu Honghui took out five hundred-denomination Ghost Coins from his pocket.

He tossed them in front of the bewildered Ghost Shopkeeper.

"The Lord’s wife’s friend owed you money. I’ve paid it off for her."

"This..."

The Ghost Shopkeeper trembled. How could he dare take money from an Evil Star? Wasn’t that just asking for death?

"Take it," Yu Honghui said coldly.

Left with no other choice, the Ghost Shopkeeper had to accept the five hundred Ghost Coins.

’Once money goes into my pocket, there’s no way it’s coming back out!’

He didn’t understand this man’s intentions.

’Could it be...’

’Did "handle it as you see fit" just mean to pay the money back?’

’And here I thought I was a dead man!’

’It seems their leader, that girl, is a real saint!’

’Saints are good!’

’I love saints!’

This brought a wave of joy to the man, who loved money more than his own life.

"The money has been returned to you. Is Mr. Meng’s debt now cleared?" Yu Honghui asked.

"Cleared, it’s cleared!"

The Ghost Shopkeeper clutched the Ghost Coins, immediately bowing and scraping.

He didn’t dare ask for the interest now.

"Where is the IOU?"

"I’ll go get it for you right away!"

"..."

The Ghost Shopkeeper was about to order his accountant to find Mengmeng’s IOU, but he turned to find the man had already fled. Cursing him under his breath as useless, the Shopkeeper had no choice but to go find the IOU himself.

Yu Honghui glanced at the IOU.

Instantly, a blast of icy energy emanated from his fingertips, freezing the IOU and shattering it into tiny fragments.

Just as the Ghost Shopkeeper thought they were about to leave, Yu Honghui looked up.

Under the Shopkeeper’s stunned gaze, he said coldly, "Now that the money has been repaid, it’s time to settle our other debts."

"There... there are no other debts!!"

The Ghost Shopkeeper, completely dumbfounded, waved his hands frantically in denial.

"Why don’t you all just leave? I swear on my name as Shopkeeper, you don’t owe Fushou Bank a single cent!"

Hearing this, Yu Honghui sneered.

"Let you off? Dream on!"

"We still haven’t settled the debt for you sending people to harm Mr. Meng."

"I hear you wanted one of her arms, is that right? In that case..."

"We’ll start by taking one of yours."

’An arm?’

The Ghost Shopkeeper’s face filled with terror at these words. He stumbled back two steps, his back hitting the cold wall.

’I can’t just lose an arm for no reason! It would make it inconvenient to count money in the future!’

But just then, Yu Honghui’s frost-filled voice echoed throughout the entire bank.

"If you’d like, you can owe us for now. The interest will be 10% daily. For every extra day, I’ll collect a little more. After ten days, it’ll be two arms. After a month, all four limbs..."

’Debts can be calculated like this?’

’He’s using the bank’s own predatory rules against us!’

The Ghost Shopkeeper’s forehead was slick with cold sweat, his eyes wide with disbelief!

He never would have dreamed it!

The rules he had always been so proud of had become the butcher’s knife aimed right at him!

’One month is all four limbs... so in two months, would it be my whole body?’

’After three months, I’d owe them several lives!’

At that moment, the Ghost Shopkeeper finally realized just how ruinous the rules he had created truly were!

"Make your choice. Pay up now, or owe us later."

"I... I... I’ll pay now!"

The Ghost Shopkeeper couldn’t suppress the terror in his heart.

He knew Yu Honghui wasn’t joking. The coldness in his eyes was exceptionally serious.

"Good!"

Yu Honghui nodded.

A frigid light erupted from his pupils!

The next second, the skin on the right arms of the Ghost Shopkeeper and all the other supernatural beings in the bank turned a ghastly white-blue. An instant later, a crystalline ice spike erupted from within their arms, piercing through flesh and bone. Their faces contorted in agony, their eyes filled with pain!

CRACK!

A shattering sound rang out!

In a flash, the Ghost Shopkeeper’s right arm disintegrated into dust, a shower of ice falling to the floor.

Agonized wails filled the bank. Not even the accountant hiding upstairs was spared.

"Ugh—"

The Ghost Shopkeeper’s face was deathly pale as he stared at his empty right sleeve.

His Adam’s apple bobbed, but he forced himself to remain silent, lest he invite further punishment.

"Sir... we’re even now... Please, just leave..."

Hearing this, the other Evil Stars who had been watching the Ghost Shopkeeper couldn’t sit still any longer.

They all looked at Yu Honghui with displeasure.

"Yu, just one arm? You’re letting him off that easy?"

"That’s letting him off way too cheap. Why don’t you just let me burn this whole bank to the ground!"

"Let me do it! I could kill him with one finger!"

"Or let me kill him and possess his body. I guarantee no one will ever know."

Yu Honghui ignored them. He turned to the crowd of shopkeepers and said calmly, "Mr. Meng’s debt with this bank is settled."

"As for the rest of you, whatever they took from you, you can now take it back."

’We can take our things back?’

The crowd of shopkeepers was ecstatic to hear this!

Previously, the bank had claimed its interest rates were very low.

It tempted them to take out Ghost Coin loans to renovate their shops, even offering gifts for signing the IOUs.

Word spread like wildfire!

Driven by greed, everyone believed it. Almost all at the same time, they fell for the scam.

The Ghost Coins and clothes later seized by Fushou Bank far exceeded the value of their original debts.

With this great sir presiding, they no longer had to fear the bank!

They immediately began to rummage through the bank!

"This is my shop’s prized treasure! They cut it up to use as a rag?"

"This trunk is full of my clothes, and they’re all moldy!"

"That damn Shopkeeper! He didn’t even spare my kid’s toys."

"All of our IOUs are in this box!"

"..."

Seeing the entire bank descend into chaos, and seeing his precious treasures being taken away, the Ghost Shopkeeper was filled with rage. He couldn’t afford to provoke the Evil Stars, but could he not handle this mob of shopkeepers?

"Don’t take those! Put them down!"

"Hey! That’s my stuff! All of it is my stuff!"

"All of you, stop right now!"

Even without an arm, the Ghost Shopkeeper still forced himself to jump out and try to stop them.

If all these things were taken, it would be worse than death! 𝒇𝙧𝙚𝓮𝔀𝓮𝒃𝙣𝓸𝒗𝒆𝒍.𝙘𝒐𝒎

But there were simply too many shopkeepers!

The Ghost Shopkeeper’s attempts to stop them were useless.

Just then, his mind, completely clouded by anger and pain, gave way. He cursed under his breath, "Damn bitch, bringing people here to steal my treasures!"

As soon as the words left his mouth, an exceptionally cold gaze fell upon him.

"What... did you just say?"

Yu Honghui, who had been watching everything quietly, asked with a deadpan expression.

"I... I didn’t say anything!" The Ghost Shopkeeper snapped back to his senses, his legs going weak with panic. He hurriedly denied it, "Sir, you must have misheard."

"You—cursed the Lord’s wife?"

Yu Honghui’s gaze was chillingly dark, as if he were looking at a corpse.

He saw that the bank had been mostly looted, so he waved his hand, dismissing the shopkeepers who were leaving laden with their belongings. He also shooed out the enraged members of the Nightmare Hunters.

In the end, aside from the bank’s own supernatural staff, he was the only outsider left in the entire bank.

"Wait, Sir! I’m willing to compensate you! I’ll give you the bank, just spare my life!"

This strange action from Yu Honghui sent the Ghost Shopkeeper into a panic. Sensing death’s approach, he collapsed to the floor and screamed in terror.

Only when truly faced with the advent of death did he suddenly realize how laughable his treasures were.

However...

VMMMM!

Before the Ghost Shopkeeper’s wildly dilating pupils, he saw Yu Honghui turn his head, his lips parting to whisper.

Those were the last words the Ghost Shopkeeper would ever hear!

And they were words that drove him to despair.

"It’s been a while since I’ve used a Ghost Skill. You’re getting to see something special."

"Take a good look. A world of absolute zero..."

"[Eternal Damnation... Condensation]!!!"

In an instant!

An alluring ice-crystal spider lily appeared within Yu Honghui’s pupils.

The temperature in the bank!

Plummeted to absolute zero in that moment!

At some unknown point, countless petals made of ice crystals began to drift through the bank.

’The flowers... so beautiful.’

’So much more beautiful than all my treasures.’

As the petals slowly fell before the Ghost Shopkeeper’s dazed eyes,

his consciousness

also froze in that fleeting moment of their descent.