How Hard can Losing Money even Be?
Chapter 27: First Business Cycle. [1]
Benny’s pupils trembled violently.
He immediately grabbed the mouse and frantically scrolled further down the page.
The more he read, the brighter his eyes became.
There was actually such good news in this world?
According to the system’s rules, company losses would be converted into personal assets at a 100:1 ratio at the end of the settlement period.
Which meant...
If he could continuously increase the company’s debt through massive high-interest loans...
Wouldn’t that mean his losses would also continue increasing exponentially?
Benny’s breathing gradually became heavier.
With a 100,000¥ loan at twelve percent compound interest...
After one year, the debt would grow to nearly four hundred thousand yuan!
And that was only starting from one hundred thousand!
What if it was millions instead?
Or tens of millions?
At that moment, Benny suddenly felt that compound interest was not a financial trap at all.
It was a divine technique created specifically for him.
This time, he truly couldn’t suppress the grin spreading across his face.
Meanwhile, Lucy had completely misunderstood his expression.
Seeing her boss smiling after hearing about the terrifying compound interest, she felt even more uneasy.
After hesitating for a while, she finally gathered the courage to speak.
"...Boss."
"Hm?"
"I personally suggest repaying the loan as soon as possible next month," she said cautiously. "After that, we should try applying for a proper bank loan instead."
Benny’s smile nearly froze.
Girl...
Are you trying to kill me?
A proper bank loan?
How could normal banks possibly compare to this kind of beautiful, high-interest arrangement?
Still, outwardly, Benny merely revealed a calm and reassuring smile.
"It’s okay," he said gently. "Everything will be fine."
Lucy looked at him uncertainly and then Benny casually waved his hand.
"Oh right," he added, "I want you to use the entire one hundred thousand yuan to hire more employees."
Lucy blinked.
"...How many?"
"Eight for now."
"...All with this money?" she asked in disbelief.
"Yep." Benny nodded confidently. "And don’t skimp on hiring costs either."
"If you think someone’s talented, hire them immediately."
"High salary, benefits, whatever is needed."
Lucy stared at him silently.
At this point, she had completely given up trying to understand what exactly went on inside her boss’s head.
So in the end, she simply nodded obediently.
"...Understood, Boss."
Satisfied, Benny stood up from his chair.
Then he happily left the office building and stopped a taxi by the roadside.
Today, he was in an exceptionally wonderful mood.
Maybe he’d go relax for a while or perhaps treat everyone to barbecue again at Uncle Shen’s place.
After all, what was there left to worry about anymore?
The company now had a rapidly growing debt.
A perfectly unreasonable interest rate and soon, eight additional employees draining money every single month.
The future looked absolutely brilliant.
Still... to be safe, Benny decided to send Lucy one final text message before putting away his phone.
"And if there’s any money left over after hiring, make sure to spend all of it."
Only after sending that message did Benny finally lean back comfortably against the taxi seat.
Now, he truly felt ready to welcome the end of the month.
And count exactly how much money he was about to make.
Days quietly passed and then weeks passed as well.
Throughout that entire period, Benny visited his sister almost every single day.
And in the time he visited, he cooked for her.
Did her laundry.
Took out the trash whenever it piled up near the door.
Made her bed after she rushed out late in the morning.
Swept the apartment floor.
Folded dried clothes while sitting beside the sofa watching television with her.
And sometimes, when she was especially busy, he even helped organize and grade her students’ papers.
At some point, Benny finally couldn’t help asking about it.
"...Uh, Sis?"
"Hm?" Selena responded absentmindedly while marking papers beside him.
"Isn’t this basically just maid work at this point?"
Selena immediately clicked her tongue.
"Shh."
She didn’t even look up as she continued writing comments on a worksheet.
"Helping your older sister doesn’t count as maid work."
Benny looked doubtful.
Really?
Because he was pretty sure actual maids probably did less than this.
Still, he didn’t actually mind.
During this past month, the relationship between the two of them had grown much closer than before.
Now Selena would casually call him over just to eat together or complain about work.
Sometimes she’d even make him sit beside her while she streamed games online.
Somehow, he had even ended up becoming one of the chat managers for her livestream.
At first Benny thought she was joking.
Then she actually handed him moderator permissions.
It was obvious how comfortable she had become around him.
At this point, she practically relied on him for everything.
But Benny didn’t hate that feeling at all.
In his previous life, Selena had always taken care of him.
She spoiled him endlessly back then.
So now, it finally felt like his turn to take care of her instead.
And honestly, there was something unexpectedly nice about being a dependable younger brother.
Sitting across from Selena, Benny absentmindedly graded another paper while secretly glancing toward the translucent system screen floating beside him.
[ Greatest Tycoon System ]
System Funds: 21 Yuan
Personal Wealth: 3,094 Yuan
First Business Cycle Remaining: 10 Hours
Only ten hours left.
In just ten more hours, the settlement period would finally end.
And if everything went according to plan...
He would officially become rich.
The thought alone immediately lifted Benny’s mood.
Without realizing it, he casually wrote a large A+ across the paper in front of him.
Unfortunately for him, Selena happened to look over at that exact moment.
"...Benny."
Her voice suddenly became extremely calm and Benny stiffened slightly.
She picked up the paper he had just marked and then she looked at him speechlessly.
"This student answered almost every question wrong."
"...Ah."
"And you gave them full marks?"
Benny coughed awkwardly.
"I was distracted for a second."
Selena immediately smacked the back of his head lightly with the rolled-up worksheet.
"Don’t grade papers absentmindedly," she scolded him. "You could seriously mess up a student’s results like this."
Benny rubbed the back of his head helplessly while Selena sighed beside him.
Still, despite her scolding, she quietly slid a plate of cut fruit toward him a moment later.