Chapter 859: Chapter 355: Even the Donkeys of the Production Brigade Are Working!

Han Lie wasn’t lying; he really prepared three guaranteed methods for the clients.

Moreover, he spent a lot of energy creating a detailed comparison table.

With foresight as a guarantee, Han Lie displayed full confidence, commanding the stage with presence, making his whole person seem to shine.

"The third part of today’s lecture, and its core theme, is essentially very straightforward—how can I, as a layman, earn money safely and steadily in the market?"

This slide in the PPT had no images or tables, only a line of bold red text.

The clients below looked at that line as if they were bulls provoked by a red cloth, breathing heavily, eyes sparkling.

Pausing for a moment to give everyone ample reaction time, Han Lie began with a smile.

"Ever since I started achieving small successes in the market, people often ask me—Mr. Han, I know nothing about stocks, but I’m not greedy; is there any simple way for someone like me to make money? It doesn’t have to be much, just higher than bank deposit interest, and can keep up with inflation."

What do you think, are these people greedy or not?

"Ha ha ha ha..."

The audience immediately burst into laughter.

Han Lie’s lecture style was quite novel; he wasn’t rigid or tedious, like a master of emotions who could easily get people to follow his train of thought in relaxation.

In some ways, this ability is even more important than the technique itself.

Level 4 technique + bad personality can lead to trouble.

Level 3 technique + Level 4 persuasion can earn billions by cutting chives alone.

And now Han Lie, possessing Level 5 technique + Level 5 psychology + Level 5 persuasion skills, could accidentally turn the lecture into a large-scale evangelistic event if he doesn’t control the output.

So, in fact, he is holding back some of his skills today, albeit amusingly.

"Quite greedy, with their minds full of nice things, right?"

Han Lie smiled and then suddenly stopped, straightened his back, and his presence became sharp and assertive.

"However, they did ask the right person. There is indeed a way to make money with your eyes closed, and more than one. Today, I will share three of them with you, and you can start taking notes."

Suddenly, there was a sound of pages flipping below.

Such command means the audience’s emotions are completely under Han Lie’s control.

Changing rhythm at will, Han Lie’s voice and tone shifted, showcasing his excellent command of dialogue and emotion.

"The first method is based on the current special environment. I call it compound gain of capital and dividends.

First, we need to understand what dividends are.

Dividends are the profits that shareholders take periodically from a listed company at a certain rate, while bonuses are the remaining profits distributed to shareholders proportionally after dividends are declared.

In simple terms: A listed company profits and then distributes dividends to its shareholders.

To consistently and stably obtain dividends, we need to find companies that are profitable and willing to distribute dividends consistently.

I’ve already resolved this step for you.

Only five companies are truly worth looking forward to—Agri, China, Indus, Constr, Comm, the Big Five Banks.

Many companies are consistently profitable, but only the Big Five Banks are willing to distribute stable dividends.

They have the highest dividend distribution rates among listed companies, year after year, taking on the responsibility of growing alongside shareholders.

Take Agricultural Bank as an example; last year’s plan was a cash dividend of 1.77 yuan per 10 shares; the stock registration price was 2.61 yuan, and the actual dividend yield was 6.78%.

Industrial Bank’s actual dividend yield last year was 6.29%.

Slightly short compared to Agricultural, but overall, it has maintained a dividend yield of over 6% for years, occasionally reaching 7%.

Did you notice?

In recent years, the fixed deposit rates for five years offered by major commercial banks have ranged from 3.65% to 4.55%, never exceeding 4.55% in the best year.

Our company’s mixed-graded fund, Sky One Fund, offers a fixed income of 6.5% for the senior portion, using funds from the subordinate portion for soft guarantees.

Many clients want to buy our senior portion, finding it very cost-effective, better than signing a large certificate of deposit interest rate at a bank.

The only downside is, there isn’t much available, and it’s hard to purchase.

But when we average the dividend yields of Industrial and Construction over the past five years, we find that their average has reached around 6.25%.

Slightly less than ours, but without limitation.

What does this dividend yield mean?

If you buy 35 million of Industrial Bank’s stock now, after about 16 years, you will have received a total cash dividend of 35 million, and those stocks worth 35 million will still remain and continue to produce dividends. 𝚏𝗿𝗲𝐞𝐰𝚎𝕓𝐧𝚘𝘃𝗲𝐥.𝐜𝚘𝕞

Why do many people hesitate to use this method as a deposit surrogate?

That’s right, what our friend from the bank said correctly; it’s because of Listed Company Dividend Income Tax.

The earnings from this part are subject to a 20% individual income tax.

After accounting for this, our actual dividend yield drops to a bit over 5%, becoming less attractive.

But I can tell you very clearly that this tax category is currently under discussion for removal repeal.