Bank Of The Universe - Chapter 15 - Prophet Talent

A Lovecraft- inspired darker, grittier One piece fanfic. A fanfic based on emotion and madness. A fanfic not for the faint hearted.----------------Regret. I have been drowning in it for far too long. I’ve regretted every choice I’ve made, every mistake I’ve carried, every moment of my past. I’ve regretted the present I live, the path I walk. Even my future, uncertain as it may be, has been tainted by regret.But not anymore. I refuse to live under its shadow. Yet, I know the truth—I don’t have the power to escape it completely.Am I not like a flicker of flame? So fragile, so fleeting—one puff, and I’m gone.Regret has burdened me, weighed me down to make me climb the towering wall of greatness. But I press on.It was all I could do. All I ever wanted to do.

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

Tian Han was a young boy who admired immortals. His dream had always been to become like them—flying on swords, using spells. But he was just an ordinary village boy, and he didn't have much of a chance for that. So, he always read books about immortals, and his admiration for them grew more and more every day. One day, he heard that he had a chance to become an immortal.“You can become immortal.”This was the sentence where his adventure began. Yes, he could become an immortal. And so, his journey started, and he found himself in the ruthless world of immortals.

Somehow, the protagonist Kim Jin possessed a rich pushover extra in a novel who was exploited by the villainess and then met their demise together.But there’s no way Kim Jin would let that happen! He immediately defeated the villainess and locked her away. After that, the only thing left was to steadily enjoy life in this world while investing and extracting profits using his knowledge.But why… the more he punished her, it seemed that the villainess he had captured began to cling to him too much?