Bank Of The Universe - Chapter 44 - To Take Or Not To Take

Low-level villains: Greedy, arrogant, flattery to the female protagonist, laughing eerily like “hehehe!”High-level villains: Moody, noble, enduring, good at disguising, cunning as a fox, never showing emotions, willing to do anything to achieve goals, exquisite egoists, with an essential charming and handsome face!Chen Zhixing transmigrates into a fantasy world, becoming the Third Young Master of the Ziwei Chen Family, a Longevity Family with villainous roles.Being a villain himself is bad enough, but even his father and mother are villainous characters.Fortunately, he starts off with Heaven-defying Comprehension.Hundred Refinements Golden Body Scripture + Circulation Star Transformation Spell + Ox Demon Heaven-Supporting Skill = Ox Demon Transformation Star ScriptureHeart Sword Skill + Refining Spirit and Transforming Breath Method = Hundred Refinement Divine Weapon TechniqueSwallowing Deity Spell + Transformation Method Scripture = Heavens' Creation TechniqueFission Method + Great Dream Sitting Forgetting Dao = Other Transformation Free-for-All TechniqueChen Zhixing gradually turns a bad hand into a winning one with his Heaven-defying Comprehension!Twenty years later.The Protagonist of Destiny finally arrives before Chen Zhixing.Chen Zhixing smiles faintly, saying, “Sorry, all the people beside you are mine, and all your cultivation techniques were created by me.Surprised? Unexpected?”

Ethan finds himself mysteriously transported to another world, where the strong reign and the weak perish.Welcomed by a kind farmer who decides to help him upon seeing his poor condition, Ethan begins to hope for a new life.However, his dream is shattered when an acquaintance deceives him, leading to his sale at the slave market. Desperate and confused, Ethan wonders what he has done to deserve all this.“Which deity have I offended to deserve all this?”Just when he thinks all is lost, fate has another surprise in store for him, once again changing the course of his destiny.

Shen Zhe, a low-achieving student with intermittent obsessive-compulsive disorder, traverses into a world of high achievers.

A writing notebook, which can change the Rules and formulate the Truth, appears in his mind.

Emperor: Where is my sword?

Shen Zhe: I have eliminated items of the same kind and ours are gone too.

Army Chief : Where is my army’s war sabre?

Shen Zhe: The army’s war sabre is a standard weapon. After extracting from all, there is only one left in my hands.

Expert: I have a secret art that can increase twice its power instantaneously.

Shen Zhe mulls over it and changes the “2” on his own forehead to “3”.

Big boss of an alien world: As long as our lineage is not extinguished, we will kill the entire human race sooner or later.

Shen Zhe hesitates a little and writes three characters “404”. Hundreds of millions of books disappeared in a flash, and the alien civilization was destroyed.

Your soul leaves the body. I have a separation wall.

You can hide. I can open up the place.

You need to ride a flying divine beast for travel. Sorry to say, I can easily travel by changing the coordinates.

What? You think I’m ugly? I dare not add the perfect score. After adding it, I’m afraid you will find me irresistible and cannot control yourself…….

This is a story about how a low achiever changes an existing world and creates a new world.

New book from author from

- Description from Lord Smiley

There are only two people left in the school dormitory, you and your roommate.Suddenly, your roommate brings back an extremely beautiful online lover and then leaves after giving you some money.Leaving you alone with your roommate's beautiful online lover... Do you feel touched by having such a roommate?Anyway, He Gu dare not make a move.Strange tales of rules descend, and He Gu is chosen by the world of strange tales.Here, only by staying awake, calm, and following the correct rules can one survive.Who would have known that the first clone He Gu encounters is a mysterious and stunning beauty...