Bank Of The Universe - Chapter 524 - Lackey Ocean God

Fujimoto Tōma is born in the Hidden Leaf Village with nothing to make him special.No famous clan. No inherited kekkei genkai. No dead legend waiting to be praised.Reincarnated into the world of shinobi, Tōma quickly realizes that wishing for bloodline luck is pointless. Talent exists, chakra exists, and effort exists. If he lacks the first advantage, he’ll sharpen the latter two until they draw blood.While other children dream loudly of becoming Hokage, Tōma trains quietly, treating every day at the Academy as an investment. Faster hands. Cleaner chakra control. Sharper judgment. He doesn’t chase glory; he builds foundations.Set in Naruto’s era, alongside familiar faces like Uzumaki Naruto, Tōma walks a harder road. An ordinary background means every step forward must be earned, and every mistake will cost more than it would for those born blessed.This is the story of how far a “normal” shinobi can climb in a world ruled by bloodlines, legends, and monsters and whether discipline and talent, honed without shortcuts, can stand tall among them.

Shao Xian went back in time to when he was ten years old and met his pitiful old enemy. He wanted to personally train him so that when the other grew up, he wouldn’t turn against him.

But he didn’t expect that this old enemy would turn sweet and sticky after being taken care of.

It was just that this little sweet cake was too insecure and often, golden beads of tears would drip.

As soon as he cried, Shao Xian was helpless, and of course, he would want to give him everything.

—

On the way to an auction, Shao Xian died in a car accident.

Before he died, he thought, Fu Baizhou must be very pleased without him being present to mix things up.

After all, in Yan City, Fu Baizhou shocked everyone with a name of being cruel and ruthless.

Only one person dared to confront him.

When he opened his eyes again, he was wearing a custom suit, reexperiencing his tenth birthday.

He saw a dirty little boy being ridden on like a horse. He suddenly remembered the rumors that had been circulating widely in his previous life. It was about the tragic childhood of a ruthless man surnamed Fu.

- Description from Novelupdates

I’m telling you, acting is really just a hobby. Not the VTuber part.

What?!A perfect free-use novel doesn't exist?!.........So what? Just read this one.~~Hehe~~You're gonna love this, seriously.This is what cooking of three months is like.No degenerate out there can ever come close to my degeneration which helped me create this fantasy book.Milf?I have it.Young?I have it.Boob sizes?Is that even a question to ask.Ass size?Hmmm~~~ My favorite.Whatever you wish for, I got it.So come and follow the degenerate life of JakeMalcolm, the lucky son of a gun who was finally transmigrated to the world of his desire, using everything in his sight, his family the beginning and the end would be...Well, no idea who the end would be.So stay tuned to find out.~~First and foremost, this is a work of fiction. Any mention of a real person or religion is purely coincidental and all the work of my sick imagination.Read it, then decide if you want to stick to it. This is more likely a work of a whim so there might be holes that I might have to fill.Haha. Holes to fill.Anyway, this is more like an idea that progresses as the story does so if you have any fantasies that you'd like to implement, I'm open to them.Just don't overdo so the story doesn't spin too out of control.~~The cover's not mine and if the owner wants me to take it down, I'll do so without trouble.Bonus chapters of any sort would be decided upon once the novel goes premium, but before that, there is no schedule update. Just know that there'll be an update every day. Just not of how many chapters.Last but not least, read with an open mind and make sure you don't have any opinion to give until you're well into the story, whether good or bad.That's it. Enjoy~~