Bank Of The Universe - Chapter 549 - Spitting Blood!

One day, Zhang Chenfei met a car accident. Fortunately, he didn’t suffer any serious physical injuries. However, due to the impact of the car crash, his brain’s perception of the real world had turned into that of the novel that he was reading prior to the accident. The thing that horrified his wife, Jiao Qi, was… the Smart Brain, Louis XIII downloaded a series of books which meant that his husband would turn into a different character each time!

How will our adorable little wife deal with this kind of husband who seemed to suddenly suffer from multiple personalities?

This novel’s plot focuses on Zhang Chenfei’s changing personality based from the characters in the books, and how his wife, Jiao Qi, deal with every character as he will have to act in sync with whoever his husband’s character is. This is per the advise of the private doctor since treatment of this special condition was still under research.

As they act out their roles, they will gradually discover and learn more about the other, which they’ve never known in their seven years of living together.

- Description from Novelupdates

Reiji Saeki, who lives in the north eastern countryside town, lost his life in an accident during summer vacation. ……But before he knew it, a mysterious ball of light hovered in front of his eyes in a world of whiteness. That ball of light was a magician from a parallel world, and is looking for a person qualified to inherit the magic they had created to prevent it from being lost. Reiji, who rode on that suggestion, now lives in the parallel world Elgin, with a new body and powerful magical power.

Elias “Grim” Kingsley, a nine-year-old orphan with a hardened heart and sharp tongue, dies alone from pneumonia in an overcrowded orphanage. Known for his perpetual scowl and biting remarks, he's labeled a “problem child” by caretakers and “damaged goods” by potential adopters. Years of rejection have built thick armor around his young heart.In death, he encounters the God of Balance who offers him a second chance at life in a different world—this time as Grim Van Ambrose, son of a noble house. Balance explains that every soul deserves to know love and connection, something Elias was cruelly denied in his first life.Promised the family and belonging he never experienced, Grim begins his new life only to suffer an immediate tragedy: his mother dies moments after his birth. This cruel twist of fate reinforces his belief that loss is inevitable, leaving him with a distant father and the mysterious voice of a “Guidance Assistant” in his head.As Grim grows into his new identity, he struggles with his dual nature—the emotional scars of his past life bleeding into his present one. His difficult personality and sharp tongue remain, now paired with noble privilege and expectations. Despite his outward brashness, he carries the deep wounds of his first life and the fresh loss that welcomed him into his second.What begins as one orphan's second chance evolves into an epic journey through a world of ancient beasts, elemental magic, and deadly political intrigue. As Grim uncovers the truth about the Ambrose Clan's fall from grace and the conspiracy that framed them for treason, he faces increasingly dangerous adversaries—both human and monstrous. His quest for revenge against those who destroyed his family's legacy will challenge him to master forbidden techniques, forge unexpected alliances, and ultimately decide whether to rebuild the Ambrose Clan as it was, or transform it into something entirely new.In a realm where power determines survival and ancient secrets lurk beneath noble facades, Grim must learn that sometimes the greatest battles aren't fought with swords, but with the choices that define who we truly are.