Beneath the Surface: Secrets of an Obsessed Heart - Chapter 165 - 164

Leon is an average high school student who likes to watch anime and read novels.
He's about to cross the street, only to be greeted by a truck and died.
But, he got reincarnated as Uchiha yet dead again because Itachi killed him.
Leon got reincarnated again as the grandson of the recovery girl.
He got kidnaped and tortured by All For One.
After his third death, he got reincarnated as a son of Bibi Dong.
In this fourth life, he wants to change his fate to become the strongest.

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On the day of Ye Xi’s blind date, he married the mysterious and handsome Mr. Huo.The man said, “The house is yours, the car is yours, and even I am yours. You only need to be responsible for looking as beautiful as a flower.”She was confused and confused by the great good news. She asked blankly, “Then, what do I need to do?”The man only smiled. “You’ll know when night comes.”Later on, in order to sleep well and rack his brains, Ye Xi found out that there was no such thing as a free lunch in 

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- Description from novelbuddy

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.