Everyone Knows I’m a Good Person - Chapter 150

Lingyun, a fierce and savage cultivation genius takes over a dead teenager’s body. Coincidentally, they are both named Lingyun. Set in a alternate version of the 21st century, teenager Lingyun has been killed by someone with a grudge.

- Description from Novelupdates

Traveling to an overhead urban world where martial arts and immortal arts coexist, the only thing Lin Shen can rely on is the avatar Golden Finger.

Cultivate in avatar, the main body becomes stronger.

Clone [Pure Yang Body]: Yang attribute skills training speed +300%, Blazing Sun Palm, Melting Soldiers Hand, Qianyang Sword Art… Any Yang attribute skills can be easily mastered, and a thousand miles a day!

Clone [Natural Dao Body]: Practice speed +500%, all martial arts skills can be understood at a glance, mastered, and crushed all geniuses!

Clone [Sword God Wuwo]: The power of swordsmanship skills +200%, the speed of swordsmanship skills training +200%, let you be tyrannical, I will kill you with one sword!

 …

“You never know how many avatars are working hard behind the person chatting with you in front of you!”

“The avatar did it, what does it have to do with my body?”

“What I’m most afraid of is that others will bully the few with the more, anyway, not as many as me!”

- Description from novelbuddy

This is the story of a person who transmigrated into a world with a radically different worldview.

Li Xiandao obtained the ancient Bank of the Universe but now the bank was totally empty and had no treasures at all. The only thing it had were a bunch of debts.