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... eft deep scars across various sectors of society. The economic fallout from these crises triggered widespread job insecurity, with many businesses forced to cut staff, halt hiring, or even scale back operations due to the financial downturn.

The most affected groups were clear: first, homeowners and property owners; second, investors facing severe portfolio losses; third, business owners, as the storm disrupted operations and the crash made financing and credit harder to obtain; and four ...

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