Guild Wars - Chapter 1302: The Slaughter 2

A calculating merchant of noble birth lives a comfortable life managing his guild's business at the Imperial Academy—until lightning strikes him, leaving him with prophetic visions of a disastrous future. In these visions, he's expelled from his family, branded a traitor who aids demons, and worst of all, becomes a penniless beggar. When the supposed “protagonist” of these prophecies enrolls at the academy, he realizes his countdown to ruin has begun. Now he must use his foresight to rewrite a story where he's cast as a third-rate villain, all while navigating ancient dungeons, demonic threats, and the troublesome “hero” who might be the key to changing his fate.#MoneyIsEverything

One day, I was given the mysterious power of Hwanmong.

A good-for-nothing man married a beautiful girl but was kicked off the bed on the wedding night. Furiously, he wrote a bill of divorce and ran away.
He was schemed a car accident in which he nearly lost his life. However, it turned out to be a blessing. He swallowed the soul that passed through the outer world, thus obtained superb medical skills and martial arts.
Later on, with the silver needles and invincible martial arts, he embarked on the road of counterattacks and was committed to his great dreams.

- Description from Novelupdates

College was like a wake-up call for most people. Especially the likes of Christopher Owen, who spent the rest of his high school years messing around and pining for the boy he never had.Having had a frustrating high school year, he decided to dedicate himself to his studies in college.He flew many miles away from home, changed his looks, and hid his real identity from everyone. His plans were simple: study hard, pass well, no dating.But then he realized two things: life was anything but easy without the backing of his last name.And... he wasn't sure how long he could last before he jumped his roommate, who was obviously not gay.But lust wasn't love, right?Maybe he could indulge a little? Just a little, I promise.