Hell's Handbook - Chapter 406

In the whole world there lays twelve paths to climb the Tower of God, and in legends these twelve pathways leads toward legendary road of immortality. However these paths in the Tower of God, are far too long, without end.

Ray was more of an average guy in everything, whether it was appearance, in sports, or in school. Ray lost his parents in a car accident when he was little so he grew up in an orphanage.

He had no friends and was always bullied in school cause he was skinny so he was an easy target.

Then one day when he was running away from bullying he ended up in front of a truck that crushed him and he died.

But his life didn't end there as he reincarnated in a fantasy world but as a beast.

But with his bad luck, he was reincarnated as a low level beast with low stats, but he has a trump card, An evolution system that helps him in this new world. How will he evolve and become the strongest of All.

Perhaps it is the choice of fate. As a senior otaku, Qian Lingfeng got the “steel shell system”. However, when he swept the world with the system, became a local rich man, made all kinds of beautiful women, opened a harem, and realized the ultimate fantasy of thousands of otaku, he found that things seemed far from simple!
When the end comes, biochemical zombies suddenly come down, fierce beasts are in power, bloodthirsty zerg roam to kill the world, and human lives are comparable to dirt. Where will weak human beings go in this world? Is humanity going to be extinct? Or … can an otaku save the fate of the human race?

- Description from Novelupdates

Li Xiandao obtained the ancient Bank of the Universe but now the bank was totally empty and had no treasures at all. The only thing it had were a bunch of debts.