Hero or Villain, Both - Chapter 344: Testing the spirits

Traveling to an overhead urban world where martial arts and immortal arts coexist, the only thing Lin Shen can rely on is the avatar Golden Finger.

Cultivate in avatar, the main body becomes stronger.

Clone [Pure Yang Body]: Yang attribute skills training speed +300%, Blazing Sun Palm, Melting Soldiers Hand, Qianyang Sword Art… Any Yang attribute skills can be easily mastered, and a thousand miles a day!

Clone [Natural Dao Body]: Practice speed +500%, all martial arts skills can be understood at a glance, mastered, and crushed all geniuses!

Clone [Sword God Wuwo]: The power of swordsmanship skills +200%, the speed of swordsmanship skills training +200%, let you be tyrannical, I will kill you with one sword!

 …

“You never know how many avatars are working hard behind the person chatting with you in front of you!”

“The avatar did it, what does it have to do with my body?”

“What I’m most afraid of is that others will bully the few with the more, anyway, not as many as me!”

- Description from novelbuddy

Luo Feng was reborn back in his high school years. From the start, he acquired the Return On Investment System.

[Invest in this coffee shop and you will be able to open many branches in the future. It has an ROI of 100%.]

[Invest in Bitcoins and the price will skyrocket in the future. It has an ROI of 10,000%.]

[Invest in the cute girl who is the deskmate in class and she will become your wife in the future. It has an ROI of infinity.]

Luo Feng decisively chose to invest in his future wife.

…

Many years later, during a press conference, a reporter asked, “Mr. Luo, your White River Investment Company has surpassed Morgan Stanley and Goldman Sachs, becoming the most famous investment management company. In your opinion, what is the most successful investment you have made in your life?”

Luo Feng looked at his wife fondly as he replied, “Don’t ask me. I just live off my wife.”

[Power System has beautiful Waifus as his spirits.]

[Read for the great plot and a perfect HAREM. There will be SMUT chapters only when required. The protagonist isn't Naive and treats his woman with care.]

[Read only if you want a great plot, sweet romance, a perfect harem, and good smut without any forced development.]

[Story would make sense as you progress I have avoided info dump and explained in a natural way to answer each question through the characters.]

*Ding!*

[Dual Cultivation System installed]

…

Yue Yan Gets kidnapped by the goddess on his sweet night with his girlfriend. She asks him to help her on a mission against the XieLong temple but he turns her down.

Later, some mysteries reveal their past and Yue Yan agrees to help her in order to meet his Bing'er again who has also been sent to the new world.

When he transmigrates into the body of Meng Long, he finds out he has a special Physique, the Supreme Yang body that stops his growth in Cultivation unless he Dual-Cultivates with a woman.

Yue Yan's new family had mistreated his predecessor Meng Long so he decides to leave the clan to embark on a new path with his beautiful concubine Xue Rou.

Join Yue Yan AKA Meng Long, in his Journey to reach the pinnacle of the world.

Liu Sanniang was reborn. When she remembered her lonely end, she decided to get married in this life no matter what.She only wanted to marry an average scholar, but who knew that the tall and striking future general, Chu Yan, took an interest in her.The first time they met, she was too shy to look up at him.The second time they met, he sandwiched her against the wall and said, “Are you afraid of me?”The third time they met, he squatted down and said, “Come on, I’ll carry you.”***After meeting a few more times, he came to ask for her hand.However, he was at least two meters tall and muscular. She feared that he might squash her to death!Once they got married, Chu Yan strode over to her and ‘forcefully’ grabbed her hand, ready to pass his life savings to her. Yet, his delicate and beautiful bride fainted out of shock…Liu Sanniang then realized that being with her ‘scary’ husband meant living peaceful and leisurely days, so her eyes narrowed as she grinned.