I Ascend to the Divine Throne through Arcane Means - Chapter 837 - 516 [High Order Suffering Talisman]

A good-for-nothing man married a beautiful girl but was kicked off the bed on the wedding night. Furiously, he wrote a bill of divorce and ran away.
He was schemed a car accident in which he nearly lost his life. However, it turned out to be a blessing. He swallowed the soul that passed through the outer world, thus obtained superb medical skills and martial arts.
Later on, with the silver needles and invincible martial arts, he embarked on the road of counterattacks and was committed to his great dreams.

- Description from Novelupdates

Fate had never been kind to Ji Ning. Wracked by illnesses and infirm his entire life on Earth, Ji Ning knew early on that he would die as a teenager. What he didn’t know was that there really was such a thing as life after death and that the multiverse was a far larger place than he thought.

A lucky twist of fate meant that Ji Ning was reborn into a world of Immortals and monsters, of Ki Refiners and powerful Fiendgods, a world where Dynasties lasted for millions of years. A world which is both greater… and yet also smaller… than he ever could imagine. He would have the opportunity to join them, and in this life, Ji Ning swore to himself, he would never let himself be weak again! The Era he was born into was a Desolate one, but Ji Ning would make it his era.

The year 1847

As a corporate drone, Ashu was transported to another world, hoping to live a life free from societal pressures.However, he quickly found that even marrying a village girl would cost him half of his wealth!Fortunately, just when things were looking grim, his childhood sweetheart—who had trained for many years—arrived to fulfill their childhood marriage pact. Not only that, Ashu activated the Crit Refund System, which allowed him to earn rewards by binding with beings rated over 90 points![Binding with the Witch Childhood Sweetheart, 10x Refund on Magic Potion, Host Gains: Forbidden Water (S)][Binding with the Forest Elf, 10x Refund, Host Gains: Infinite Stamina and Infinite Recovery][Binding with the Demon Huntress Nun, 20x Refund, Host Gains: Demon Slayer Holy Crossbow (SS)][Binding with the Imperial Princess, 100x Refund, Host Gains: Sigh of the Heavenly Father Spear (SSS)]Ashu: “The refund multiplier increases as our relationship grows? I’ll definitely have to dive deeper into this!”