I Don't Agree to the Terms - Chapter 5 - : Gathering Spirit, Forming Magic

David thought he would live a normal life when he awakened the banking system at the age of 18.However, fate seemed to have something else in store for him as his life turned upside down when following the death of one of his loyal client, a shiny window popped up in front of him.[Regretfully! You lost one of your clients today. However, the Bank of Eternal Origin can never suffer a loss.Even if he died, the client will have to pay back somehow, therefore his soul was captured. You now have the following options, keep in mind that you can only choose one.1 - Extract Client's Crystallion of Life (Money Talks, Grade - Uncommon)2 - Extract Bryan's memories from his birth till his death.3 - Any item that client owned in his lifetime.4- Do Nothing, let the compound interest do its thing and decide again when the Client dies in his next life.Please note as capturing the soul and imprisoning it requires a large amount of mana because of which you only have two hours left to make a choice.]

I reincarnated inside my favorite eroge—as the main villain. But this time, I won't die like a disposable side character.Gifted with an SSS-Rank Taming System by a wickedly beautiful goddess, I’ll turn the heroines of the “main characters” into mine.One by one... they’ll kneel, obey, and crave me instead.---Check out my discord for character illustrations: https://discord.gg/Z9pY9tE9e8(No Yuri/No NTR)

The girl who transmigrated threw four-year-old Yu into a snowy mountain in order to change her fate. Fortunately, kind-hearted people took the young girl in. The Wang family was poor, sick, disabled and indebted, But from start to end, they pampered her like a precious jewel. Everyone said that the Wang family picked up a money-losing burden. Sooner or later, they would all end up badly together! Unexpectedly, this little precious doll was a small blessing. Little Yu took out her little pocket and smiled sweetly. Portable spatial pocket, the best spiritual spring, spiritual measurement mouse…

Anything they wanted, Yu had it! An eye for an eye, a tooth for a tooth. This small blessing was incredible. Not only was she a farming expert, but she was also great at business. She even opened a school, sea trade, established a prestigious kindergarten, and even gained the favor of all the staff! Watch as the small, pampered blessing turns the table around and brings her family to the pinnacle of life! The transmigrated girl and the villains were dumbfounded. It looks like they were the ones who missed out on getting the person with a cheat!

A modern Japanese man reincarnated into a game as Welner von Zeavert. Though he reincarnated as a noble’s son, he is neither the main character nor the hero of this world. He become someone who didn’t even appear in the game.Plus, with only [Spearmanship] as his skill, he can’t even join the hero party to clear main story.His small advantages are the fact that he became the hero’s friend and his father’s rather high status. He’s nothing but a supporting character of the story.He noted the game story that he knew from his past life, used it, along with his authority and influence as a noble, to survive from demon king army.But, without realizing it, the knowledge from his past life and his memories of the game story affected the world. He saved people that should have died and took care of events that didn’t appear in the game.With that, he carved history of this worldThis is not a story about the hero. This is a story about struggle and effort of a young noble.