Instead of Checking In Regularly: I Hide And Cultivate In The Monster-quelling Tower And Become Invincible - Chapter 54: no loan

As he transmigrates across the continent of Douqi, Gu He takes on the mantle of Alchemy King Gu He and gains an incredible power - the Ten Thousandfold disciple cashback system. This allows him to grant gifts to his disciples, which are then returned ten thousandfold.“You have gifted Liu Ling the Green Lotus Core Flame, triggering a tenfold return and granting you the mighty Green Lotus Holy Fire!” the system announces as each gift brings Gu He greater power.After three years of intense training, Xiao Yan returns proudly to the Yunlan Sect, eager to display his newfound strength.“Don't underestimate this once poor youth!” he warns his former lover Nalan Yanran. “Today I'll show you what a true genius can do!”But Nalan Yanran just smiles faintly. “Is that so?” she asks, as a terrifying Dou Emperor aura suddenly surges from her.Shocked, Xiao Yan stammers in disbelief, “How did you become a Dou Emperor powerhouse?”With an arrogant smile, Nalan Yanran replies, “With my master, anything is possible.”

In novels with a stud there is always a Senior Martial Brother like this:

In the early stages of the novel, his innate talent is high, his cultivation is good, his appearance is handsome, and he has an intelligent, cute younger Martial Sister as a fiancée.

In the middle stages of the novel, he is caught unprepared and defeated by a young disciple (the protagonist) in the sect who’s hardly remarkable at all. From then on, he falls from his godly altar and loses his brilliance. Even his young Martial Sister leaves him for someone else.

In the late stages of the novel, he continues to turn dark, going down the Demonic Path and becoming the major villainous boss. However, the protagonist still ruthlessly defeats him and his soul is eternally sealed.

Once Qin Mo opened his eyes, he discovered that he had become this Senior Martial Brother.

- Description from Novelupdates

Ukei Kaito fought a desperate struggle in order to fulfill his role as a summoned hero. He defeated the Demon Lord and saved the very world, only to meet an end filled but with betrayal. The companions that he’d trusted throughout his journey betrayed him and killed him by sticking a blade through his chest.

Time stopped at eighteen for Ji Yi, and now all she wants to do is pick up from where she left off.

Her career depends on it, and on top of that, she has to survive a fake marriage turned real!

Some missed opportunities are irreplaceable, and some misunderstandings between them have proven near-fatal, but for He Jichen, he isn’t just a pretty face—he’s an opportunist.

They may have lost their prime years together, but He Jichen is more than willing to spend his remaining years with her.

If only she would just trust him… Will Ji Yi be able to find true love in this life? Can she outmaneuver all the snakes plotting her downfall? Only time will tell…