MTL - Emperor of All Games: I Have a Tyrant Simulator - Chapter 408 Battle of the top

This book is about baby-making.

I’ll give you an opportunity—but not for free.Gates have opened all over Earth, unleashing hordes of monsters from other dimensions. Humanity stands on the brink of extinction, with only ten years left until the end of Earth as it is.With my awakened skills, Record and Time Rabbit’s Luggage, I’ve spent seventy-six lifetimes trudging through these grueling regressions. The repetition ends here, on this Attempt.But it’s unfair if I’m the only one suffering, right? So let’s share the burden.“Ah, don’t sweat it! I’ll give you a good opportunity. For what you’re getting, it’s a bargain, don’t you think?”

MC (female protagonist) dies in a plane crash and wakes up in the body of a beautiful but corrupt and lascivious prime minister in ancient times, Zhang Qinglian. As circumstances decree, he (she) cannot reveal that the original owner’s soul is gone else calamity might occur. So he (she) decides to walk a righteous path, determined to help the lovely but simple little emperor rule the country. Not backing down after facing torture, not losing courage, destroying rebellions and facing off with scheming princes.

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.