MTL - Monument of Life and Death - Chapter 972 River bank

Luis, a poor 17-year-old boy, tries his luck at becoming an Awakener to change his fate. However, his dreams are shattered when he fails to awaken a Special Spirit and is instead saddled with a 5 million dollar debt by their planet's colonizers, the Flying Star Empire.His life seemed doomed—until a mysterious system suddenly appeared in his head: The Monster Transformation System. It gave him the power to transform into any monster or animal he had ever seen.From a cat to an eagle, even a horse, Luis begins to understand that his power may not come from Spirit... but from the ability to become any monster.

Li Xiandao obtained the ancient Bank of the Universe but now the bank was totally empty and had no treasures at all. The only thing it had were a bunch of debts.

Introduction: Zhao Si, one of Wall Street’s rising rookies, has been reborn. Knowing the trend of the times, he wants to make his corrupt official father change his ways…

(ps: This story is purely made up, if there is any similarity, it is definitely a coincidence, and it is not aimed at any individual or group organization.)

- Description from novelbuddy

As the youngest son of a top chaebol in the Blue Star entertainment circle, Lin Zhibai thought that his life was just to eat and wait to die.

Until that summer.

The system fell from the sky, and he awakened the memory of his previous life.

“So I’m from Earth?”

- Description from novelbuddy