MTL - The Rebirth of the Financial Hegemon - Chapter 60 3 people

In novels with a stud there is always a Senior Martial Brother like this:

In the early stages of the novel, his innate talent is high, his cultivation is good, his appearance is handsome, and he has an intelligent, cute younger Martial Sister as a fiancée.

In the middle stages of the novel, he is caught unprepared and defeated by a young disciple (the protagonist) in the sect who’s hardly remarkable at all. From then on, he falls from his godly altar and loses his brilliance. Even his young Martial Sister leaves him for someone else.

In the late stages of the novel, he continues to turn dark, going down the Demonic Path and becoming the major villainous boss. However, the protagonist still ruthlessly defeats him and his soul is eternally sealed.

Once Qin Mo opened his eyes, he discovered that he had become this Senior Martial Brother.

- Description from Novelupdates

Ryo Tanaka, a struggling college student, works tirelessly at multiple part-time jobs to make ends meet. In a bid to earn some extra cash, he volunteers for a paid drug research study, unaware that it will alter the course of his life forever.The experiment takes a disastrous turn, leaving Ryo bedridden with a high fever for several days. But when he finally awakens, he finds himself in a world plunged into chaos. A deadly virus has ravaged the city, turning its inhabitants into ravenous, flesh-eating zombies. Streets once bustling with life now lay desolate, the remnants of civilization crumbling under the weight of the apocalypse.

This novel is also known as Only I Level Up

10 years ago, after “the Gate” that connected the real world with the monster world opened, some of the ordinary, everyday people received the power to hunt monsters within the Gate. They are known as “Hunters”.

However, not all Hunters are powerful. My name is Sung Jin-Woo, an E-rank Hunter. I’m someone who has to risk his life in the lowliest of catacombs, the “World’s Weakest”.

Having no skills whatsoever to display, I barely earned the required money by fighting in low-leveled catacombs… at least until I found a hidden catacomb with the hardest difficulty within the D-rank catacombs!

In the end, as I was accepting death, I suddenly received a strange power, a quest log that only I could see, a secret to leveling up that only I know about! If I trained in accordance with my quests and hunted monsters, my level would rise.

Changing from the weakest Hunter to the strongest S-rank Hunter!

- Description from Novelupdates