Repugnant Gateway - Chapter 141

With the sudden announcement of the launch of the holographic virtual network, Chen Mo, a hacker, received a special commission to hack this system in a bid to halt advancement.

To complete his task, he enters GENESIS – the holographic virtual game touted as the most secure – to look for a way to hack it. In his search, he inevitably becomes a terrifying force to behold.

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

‘Less than a month old… I became the the great empire’s treasured princess…!’

Before going to college, an ordinary high school student went to celebrate and got drunk. When he woke up, he found himself in a completely different world. There was a big sect, the approaching sect entrance examination, a slum where his body’s previous owner lived, and a shared memory about a missing young girl.

When he got tangled in a fight with a few punks in this different world, he fell off a cliff and miraculously found himself still alive, with two more voices ringing inside his head. They were Sword Master and Saber Master. In the company of them, he continued to find out more about this whole new world. He took the sect entrance examination, entered the sect, met a strange man in black, and even participated in a major competition of the sect to have a chance to win over his peers!
In this whole new world, he was born again and got to explore the fantastic martial world!

- Description from Novelupdates