The One Who Writes Existence - Chapter 36: Arrival of Guest.

“The world’s not fair, but fairness doesn’t pay the bills. You don’t wait for a handout — you build your own damn ladder, one step at a time.”Ethan Grey’s life was built on ambition, hard work, and hope — until a single accusation destroyed it all.Framed by his ruthless boss, Ethan loses his job, his reputation, and is left drowning in half a million dollars of debt.Cast aside by a society that thrives on crushing the weak, he’s at rock bottom with no way out.But in his darkest moment, something extraordinary happens. A mysterious system awakens, offering Ethan a second chance — but with rules.[Congratulations, You have awakened the Harem Investment System]It can’t make him rich overnight, and it won’t give him shortcuts. Instead, it points him toward physical investments: crumbling properties, broken-down machines, and forgotten treasures.Each one is a gamble, but with every success, the system rewards him with newfound skills and opportunities.

Park Moonsoo worked REALLLLLLY hard in life before dying.

Ethan accidentally rode the wrong train and ended up in Brynhildr Magical Academy where Wizards and Witches are taught on how to use Magic.As someone who didn't have any magic powers, he thought that he would be punished for being in a place where he wasn't supposed to be. Fortunately, due to a stroke of luck, the teenage boy managed to avoid the worst case scenario, and ended up staying in the Magic Academy to learn magic.Ridiculed by many for being magically crippled, Ethan strived to adapt to his new school life with the help of his new friends, who made him realize what True Magic was all about.

The main character is reborn as a character from a game he played in his previous life. This character falls into ruin along with the villainess, spending the last of their years together. A man named Kururi Helan.