Toaru Majutsu no Index: New Testament - Volume 9, Chapter 6: Shifting and Fluctuating World. Version_Beta.

“The world’s not fair, but fairness doesn’t pay the bills. You don’t wait for a handout — you build your own damn ladder, one step at a time.”Ethan Grey’s life was built on ambition, hard work, and hope — until a single accusation destroyed it all.Framed by his ruthless boss, Ethan loses his job, his reputation, and is left drowning in half a million dollars of debt.Cast aside by a society that thrives on crushing the weak, he’s at rock bottom with no way out.But in his darkest moment, something extraordinary happens. A mysterious system awakens, offering Ethan a second chance — but with rules.[Congratulations, You have awakened the Harem Investment System]It can’t make him rich overnight, and it won’t give him shortcuts. Instead, it points him toward physical investments: crumbling properties, broken-down machines, and forgotten treasures.Each one is a gamble, but with every success, the system rewards him with newfound skills and opportunities.

On the day of her escape from prison, she had died unexpectedly and was reborn into the body of Madam Huo.
He was the heir to the number one financial magnate. She had charged out of nowhere and from then on, the obedient and weak Madam Huo had started to awaken. She had been trampled under her feet.
Huo Shao had expressed that since she had already been conquered, wouldn’t it be too unfair for her if she did not give her body to him?
The muzzle of the gun was aimed at her head, “I only lost my wife and did not divorce. Choose between loving me or dying for love. ”
Gu Ruochu,”…”
Do I still have a choice?

- Description from webnovel

Who needs a Class when you're already the strongest anyways?Ten years ago, Amelia woke up alone and lost in a broken world where she had to fight for her survival.Now, after reaching the pinnacle of power, defeating the Void itself, and escaping the abyss, she has finally found her way back into the real world. But instead of returning to Earth, she arrives in the land of Vacuos. A fantasy world with magic, monsters, Classes, and Levels. A world that is governed by a System like it were a video game.And when rewarded with a Class befitting her accomplishments— to become a powerful [Hero] that will forever dedicate her life to protecting this world that is not her own— she only has one response.“Absolutely not. I’m going to live a normal life now, thank you very much.”

Exile Ren?

The start is hell mode?

Fortunately, there are crossing benefits, and it is still a stitched monster sandbox game system!

Liver Emperor Ren? Hamster Ryan? Isn’t this basic operation?

- Description from novelbuddy