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All these years, Andrew had no one to spend his money on. Though he would take Elsa shopping every now and then, it was different. But now since he had a wife, he could finally start spending his hard earned money on her.

Since the day he married Rachael, he wanted to take her shopping but could never find the appropriate time to do so. But since she was going shopping, he wanted her to use his card to pay for everything.

"Aren't you worried that I will max out your credit ca ...

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An otherworldly cultivator finds himself in the body of a young Naruto, shortly after he finishes his academy days.With only fragmented memories of this new world, he finds himself in. The cultivator will make full use of his old knowledge to not only survive but reach new heights.Everyone who tries to get in his way will soon find how ruthless this old soul can be.A.N - Please read this:- The characters In the story will be a bit older than in canon. They will start at fifteen after graduating from the academy and will be around eighteen after the Shippuden time skip.- There will be Harem. I'm not sure how big yet, but probably not very big.- There will be a lot of violence and blood, so be warned.- There will be some occasional smut scene later on in the story.- During the beginning, the story is going to follow canon events quite closely, but this will change more and more as the story progresses and Naruto's actions and decisions start to have consequences.The upload rate is currently at 6 chapters per week, I may increase it in the future if I have more time. I do not have specific days or times for the uploads because my full-time job has an erratic schedule so I upload whenever I have the time. But you can expect 6 new chapters by the end of the week. Sorry for the inconvenience, I hope my readers understand.

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The MC transmigrates into Narutoverse in the body of a civilian orphan. Luckily for him, the transmigration results in chakra being unlocked. Follow the story of the MC as he grows in power and stabilizes himself into the world of ninjas and trains to be the strongest.

***

Warning:

1. The MC won't be op for a long time. All his power would be gained via hard work and training over years (so if u want an op mc right from the word go, this one ain't for you)

2. No harem (probably no romance either)

3. There will be a lot of killing (maybe gore too, not sure if I can do gore right though)

4. The story will start slow. Quite a few of initial chapters will be around training, orphanage and academy life, instead of directly becoming a Genin.

5. MC is a careful person, he won't put his life at risk unless there is no other choice.

6. I haven't read (nor will be reading) Baruto. So Baruto plotline won't be considered much in here.

What to expect:

1. Smart and consistent MC

2. Lots of training

3. MC manipulating the plot to his advantage

4. A lot of original arcs.

5. Plot will mostly stay the same (at least till Shippuden), but I won't repeat any scenes/dialogues that took place in the manga (as I'm assuming you've already read it).

Disclaimer: I don't own Naruto or it's characters (except the original characters I create). The image used in the cover isn't mine and belongs to R. J

P.S. It's my first fanfic, I'm hoping it turns out good. All reviews and constructive criticisms are welcome. Grammar and English should be fine, but I'm not sure how good the dialogues and scenarios will be. Hopefully I'll improve as this fanfic progresses forward.