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... nd online courses he’d bought with his part-time wages, but without anyone to ask questions, it was hard to make real progress. He knew if he asked his parents, they’d just hand him a credit card and tell him to sign up for any cram school he wanted. But he couldn’t owe them anything more.

Just the fact that they’d raised him and let him live here had already cost a fortune—if he added more debt on top of that, he’d never repay it in his lifetime. So the only option was to rely on self-s ...

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