Urban Super Almighty Student - Chapter 126

Ha Joon Kim is a loser. No amount of luck was going to save him from that fate, he was always going to be that loser.But what happens when he dies and gets reincarnated in another world where everything seems different. Where gods and heroic spirits of all eras are in existence.Not only that, but his smartphone is with him? And it grants him skills?.[Instant learning acquired][This skill allows you to gain abilities from leaning]He knew the essence of water.[You have gained a new skill.][Water manipulation.][50 endurance points have been deducted.]....[Knowledge of the gods acquired][This skill lets you tame… tame…]Giving another chance to live life, Ha Joon decided he wasn't going to be that loser anymore, instead, he was going to help the king of Camelot, or rather, The queen of Camelot rule a successful Kingdom.From getting the goddesses to fall in love, to even making Merlin beg for his attention, he was finally getting everything he wanted from life.The traveler… the only human in the old world to tame the gods.

An ultimate warrior, the one and only Alchemy Emperor, Ling Han, died in his quest to achieve godhood. Ten thousands years later, he, with the ‘Invincible Heaven Scroll’, was reborn in the body of a young man with the same name. From then on, winds and clouds moved as he set himself against the uncountable geniuses of this new era. His path of becoming a legend has begun once more. Of all eras underneath the heavens, I am the strongest!

Yu Zhengdu joined a small start-up company that claim to offer “life management services”……as a programmer.

On his first day in office, he received a phone call from a stranger: “Hello, I received a text message from your company that informed me of my reincarnation tomorrow……”

Yu Zhengdu: “……??”

Shang Que, the beautiful little boss, said, “New employee, welcome to the Hell organisation in the human world. A thousand years ago, I was known to the human world as the Ghost King of Luofeng Mountain.”

Yu Zhengdu: “……??” From then on, he was incredibly distressed about the development of Hell.

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.