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... the general population.

If there were mass withdrawals, it could potentially lead to a bank run unless he prints a ton of food stamps to match.

At the same time, limiting withdrawals would only hurt people's incentive to keep their money in the bank.

There was also no backup, as the central bank was the only bank that he had allowed to be created.

From his business venture as Songming, he knew that the hardest thing was to develop trust from the general population ...

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