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MTL - Blackstone Code-Chapter 38 "I" is a way of thinking based on independent personality
"You can ask your people to go to the bank to try a loan, look at their process, and then copy their loan document and add some extra content."
He glanced at Mr. Fox next to him, "For example, when you give up the pledge after a certain period of time, you still have to repay all the arrears and interest, so that you can put down the interest rate on the surface."
This approach is a variation of the bank’s traditional gameplay. If the bank fails to repay the arrears in time after taking a loan, they will send the pledge to the auction for auction.
The money obtained from the auction will always be returned to the borrower's unrecoverable arrears. It seems like this is a very reasonable process, but it is not.
Because the bank’s valuation of pledges was very low from the beginning, and the interest rate was quite high, most people who needed loans did not have the ability to repay in the short term.
A very simple truth, if these people can raise this part of the money within a month or two, they will not need to borrow from the bank.
Since they can't raise this part of the money, they are naturally unable to repay the bank's loan, and the bank will be able to eat up these pledges with integrity.
If the lender can repay the money in a short period of time, and the bank does not make a loss-making transaction, they will receive an interest in a short period of time.
Maybe this money is not very noticeable in a single process. It is only a few to 10% of one hundred yuan. But if all the bank's business is piled together, it is not one hundred yuan. Maybe It is ten million, one hundred million, or even more.
Lynch’s suggestion is just that compared to the end of the bank’s termination, there is an additional clause to continue to recover the principal and interest.
In fact, even in the bank, this is definitely not just the end, they have ways to eat the lender without leaving any bones!
Banks may not be as full of negative news in society as financial companies such as Mr. Fox, but banks are not essentially good people, good people, and you have to know the boundaries of all laws and policies related to illegal payments. Refer to the highest standards of the bank..., they are not only athletes, but also referees!
Mr. Fox said before that some people are unwilling to see their business legalized, and they are talking about those lawmakers who have relations with banks and large consortia.
Banks, consortia, support them and their families, and possibly their private team, and maintain a decent life. Then they naturally have to learn to vouch for their owners.
Lynch’s set of things is not complicated at all. If you can’t beat the opponent, then join the opponent.
Just to avoid risks, some word games have been added to the contract to make some things ambiguous and convenient.
After thinking about it for a while, Mr. Fox hesitated, "I will give it a try, anyway, thank you very much for your advice!"
Lynch waved his hand and said with a smile, "Your matter is solved, and I also need you to do me a favor..."
After eating a meal at Mr. Fox’s farm, he left with some local products and some horn decorations. If you ignore the gold and some unremarkable gems, it is actually not worth a lot of money.
At the same time, the Michael they talked about finally met his son, little Michael, at the Sabine City Regional Prison after a morning application.
Sometimes people think that a criminal case must go through several trials before a judgment is actually wrong. If the criminal voluntarily admits to the crime, the process will be greatly shortened.
Although the court hasn't finally announced the result of Michael's sentencing, he has already served his sentence early. This can be regarded as a kind of preferential treatment for him.
In the room used to receive the prisoners’ family members, the father and son were sitting across a table. After the prison guard and Michael nodded, they left the place where he should have been stationed all the time.
The rules are like this. Some people are observing them, and some will destroy them. Those who break these rules are often the privileged class, or even the rule-makers, and those who obey the rules are always those who have no ability to resist.
This is funny, but not funny.
What’s even more funny is that those who can break the rules have been accusing those who can’t break the rules, saying that they are breaking the rules, and they are constantly adding more favorable rules to consolidate their position and power.
"You must appeal during the trial in a few days. Don't plead guilty!" Michael looked back at the closed door and continued, "I have hired a lawyer, and he will try his best to get you out of the crime. , You can rest assured!"
Little Michael is very calm, there is no surprise, no anger, only peace, he feels that his soul has been sublimated.
The look in his eyes when he looked at Michael seemed to be different from the past. There was no worship, no irritation, no rebellion, and no gritted obedience.
In a glance, he grew up a lot. He shook his head, making Michael a little surprised, and then a anger rose from the soles of Michael's feet.
He stood up abruptly, leaned forward and stretched out his hands to grab the collar of little Michael, letting him know that it was not the time to make a joke, but his movements were too big, alarming the guard outside the door.
The guard coughed to remind him not to go too far. Michael's movements froze a bit, and he suppressed his anger and sat back.
He stared at little Michael with bad eyes, "Why?"
Little Michael replied in a tone that Michael hated very much, "One of us must come in. You always say that I can't bring you glory. Look, I protect you now!"
He also got a little impatient as he said, "I don't want to listen to your explanations, whether you did it or not, now that the problem has occurred, I admit that there is my fault, so I am making up for my fault, and... …"
Little Michael didn’t seem to want to say it anymore, “Actually, I confessed my guilt, to you, to me, to my mother, to us. Don’t worry about these issues. Consider how to reduce my sentence. I listened to the people here. It may be sentenced to nine months to twelve months."
After talking about these little Michaels stood up, he patted the table, and the guards walked in. He glanced at the father and son, and then took little Michael by the arm and led him away.
Michael has understood little Michael’s thoughts, but I have to say that he is stupid, because this is planting and framing!
As long as the person who was planted and framed can be solved, this matter will end here. None of their father and son will bear some notoriety for this, but he can't make it clear to little Michael now.
He just wanted to drag him until the truth came out, but the **** didn't think so, and he even thought he was protecting Michael himself by doing so.
Unreasonable child, and so stupid!
At 7 o'clock in the evening, Lynch returned to the second floor of the tavern after eating outside. He has no time to look at the house these days, so he still lives here for the time being.
It’s on the side of the road, with people coming and going, and downstairs is a lively tavern~www.novelbuddy.com~ Once something happens, it’s hard not to disturb the people around the house. This is also guaranteed from another level. For his safety.
When he stood at the door and just took out the key, he was taken aback. There were obvious pry marks on the keyhole. He pushed the door of the room slightly, and the door opened with a creak.
In the room of the black hole, there is a spark that flickers, and whenever it lights up, a faint face is faintly visible.
There was some chaos in the room, and it looked like it had been turned over again. Lynch turned on the switch by the door, the dim light came on, and Michael snuggled on the wall of the cubicle and looked at him.
Lynch smiled. He walked into the room and sighed helplessly as he looked at the messy things being turned over.
"You must not do housework at home, so you don't know how troublesome it is to tidy up these things, consume physical strength, and make people irritable." When he bent down again, Michael suddenly rushed in front of him and pushed him hard, pushing him against the wall.
"You framed my son, Lynch..."
Michael’s ferocity was not placed in Lynch’s eyes. He looked at Michael, who was close at hand, as calmly as he was in the alley that day, "Apologize and get out. This will stop here, otherwise all consequences You bear it yourself, just like I told you the other day!"
Lynch did not show weakness, tit-for-tat.
Bullying is addictive. Controlling other people’s feelings will make people try again and again, such as... the header. Although Lynch doesn’t know exactly what kind of hatred there is between the header and Michael, it’s probably the same. in this way.
If one person must be destroyed, Lynch thinks that it won’t be him!