MTL - Comeback 1992-Chapter 1174

  Chapter 1174

  The first floor of the building is the business hall of the People's Bank of China. The entire business hall is very bright in style. The most important point is that all the counters in the hall are not equipped with bulletproof glass or the like.

  People's Bank has a very clear position in its own position: financial service provider.

  For financial services, it is obviously inappropriate to install glass on the counter so that customers and tellers can communicate through the glass.

   Did not reflect the respect of People's Bank for customers.

   Therefore, most of the outlets of the People's Bank of China have been directly transformed into glass-free counters.

   As for worrying about someone robbing the bank?

   Not worried either.

  One, there will not be much cash placed in the branches of the People's Bank of China.

  Electronic banking is quite convenient now, and the use of cash is quite small.

   Most of the people who come to the bank hall to handle business are elderly people.

  Young people basically don’t come to the lobby unless they have to.

  In terms of the development of electronic banking, People's Bank can definitely be regarded as the vanguard of the domestic banking industry.

  A large part of the profit of People's Bank comes from Internet financial services.

  Han Songlin is used to seeing the bank lobby.

   There is nothing to say.

  Compared to the past, there are many more electronic devices in the lobby of the bank.

   I even saw two cuties in the lobby.

   It should be called a robot.

  A big sister is taking a video of two small robots with her mobile phone.

   Because two little robots are having a conversation.

   As for the proficient Jingkou, this has to make people wonder if someone is manipulating it behind the scenes.

   Listen to the content of their chat, it is really all-encompassing.

   From eating?

  Talk about the weather, then go for a walk, and even talk about love.

   As for chatting with people, there is naturally no problem at all.

   There are also interactive expressions on the screen at any time.

  Even though I know they are not real people, I can't help teasing them.

  Han Songlin looked at the cameras in the hall again, and there were quite a few of them.

  Nowadays, there are cameras all over the city, and no matter how stupid people know, it will become extremely difficult to do something when there are cameras everywhere.

   Moreover, the current camera also has the function of face recognition.

   Yes, face recognition technology is already being applied.

  The new generation of Mphone has already applied the face recognition unlocking function on the mobile phone.

   There are currently three ways to unlock your phone: password unlock, fingerprint unlock, and face unlock.

  Mphone has also been leading the development of mobile phones, and its brand influence has continued to improve on a global scale.

   This is quite a rare thing.

  The advancement of technology is making the management of the city easier.

  Perhaps, it is simple.

   But in simple colleagues, things have not diminished.

  Things that were not noticed or known but could not be helped before are now included in the specification.

   "In terms of Internet consumer finance, our People's Bank is actively deploying. In the whole of last year, the total amount of loans reached 300 billion."

  Internet consumer finance is about buying things in normal times.

  People's Bank will give each customer a consumption limit. Anyway, the higher the income, the higher the limit.

   It can be interest-free for one month, and the interest will start to be calculated after one month.

  This consumer finance, of course, can only be used for consumption.

  In addition to Internet consumer finance, there are also loan products.

   It is a credit loan, which also has a limit.

  High credit users can enjoy more services in People's Bank.

  For example, if you lend, you can achieve fast lending.

  Apply today, and the loan will be released tomorrow, so that users don't have to wait.

  High credit users can also do many other things, such as renting a car without a deposit.

   Didi Travel is not only talking about taking a taxi on the Internet, but also renting a car.

   More than a thousand outlets have been established across the country, covering first-, second-, third-, and fourth-tier cities in China.

   And in some counties with good economic development, outlets have also been arranged.

   Realized the situation of borrowing and returning cars anytime, anywhere across the country.

  As for the cars that Didi travels with, most of them are produced by Furui Automobile.

  As a commercial vehicle, there is a very important thing, the reliability of the vehicle must pass the test.

   It cannot be said that there is a problem with the vehicle itself, and there is a dispute with the user.

   It cannot be said that halfway through the drive, the car has a problem, which will greatly affect the user experience.

  So choose a car with reliable quality as the rental model.

   As a domestically produced car, Furui Automobile is reassuring in terms of quality.

  The three major parts, interior decoration, and workmanship are all striving for perfection.

  In addition to car rental, you can also enjoy some services at Fuller Hotel.

   For example, the accommodation deposit is exempted.

  Easy check-in procedure.

   Even when you check out, you don't have to wait.

   When you check in, tell us what you need. For example, if the hotel accommodation fee needs to be reimbursed, the front desk will print the invoice and accommodation list.

  Then the next morning, return the room card directly at the front desk and get what you need.

   There is no need to mention the check-out process.

   Just pick up the things and leave.

   As for whether the hotel is worried about guests causing damage to hotel facilities?

  This treatment is only for high credit guests.

  This kind of people can be said to be the most well-behaved people in this society.

  With the convenience of the Internet, People's Bank has firmly grasped the young customer group.

  Young people belong to the main consumer groups in society.

   Older, richer!

   The consumption desire will decrease.

  Everyone is like this. When they were young, they really wanted to buy everything they saw.

   Interested in everything.

  When you see a beautiful woman on the street, you have to pay more attention.

  As age increases, desire will also decrease.

  So many of the current products are aimed at young people.

   “This year, we hope to make greater breakthroughs in Internet consumer finance.”

   Regardless of the fact that the loan scale has reached 300 billion, in fact, the business of People's Bank is really not very profitable.

  The first month is free of interest, and many people are used to repaying the money directly in the second month.

   Don't give People's Bank a chance to make money at all.

   But it doesn't matter to the People's Bank, as long as it cultivates its consumption habits.

   There are also credit loan services waiting for you!

  The interest is based on the Xinghai credit score. The higher the score, the lower the interest rate.

  The minimum can reach the bank's benchmark loan interest rate.

  The maximum annual interest rate shall not exceed 15%!

  The 15% interest rate is a bit exaggerated.

  The People's Bank of China did not take the initiative to mark the annual interest rate, such as Waner and Wansan.

  If you borrow 10,000 yuan a day, you will be given two or three yuan, which doesn't seem like much.

   It doesn't look like much, but after careful calculation, I found that the interest rate is very high.

  If the interest rate is directly displayed, many people will definitely not borrow.

  (end of this chapter)