MTL - Internet 2010-Chapter 323 Financial management? !

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The account manager poured a cup of tea for Ye Qingchen. Although there was a small accident in saving money, it was easy to check and confirm. Banks can't cause trouble to customers because of this trivial matter. As for the current scene, it is natural to "sell" it. This size is also a customer with several million accounts.

She said politely, "Miss Ye, please."

Ye Qingchen nodded slightly, "Thank you."

The account manager bowed slightly and sat on the other side, "I wonder what plan Miss Ye has for financial management?"

Ye Qingchen smiled politely, "Manager, I don't know much about investing. The plan is to save regularly."

Account Manager, "Understood."

She took a piece of information aside, "Miss Ye, are you interested in learning about funds or stocks?"

Ye Qingchen glanced that it was still early, and after thinking about it, she did not refuse, "You said."

Account Manager, "Our bank has some cooperative fund institutions. After opening an account, you can buy and sell funds through online banking. There are also cooperative brokers, but you have to use their software to buy and sell. You can consider opening and learning, I will not do this. I recommend it a lot, there are a lot of stocks and funds in the market.”

Ye Qingchen nodded slightly, "Okay."

The account manager took another piece of information, "Of course, if you have higher-end needs, our private bank can also solve it for you. This is a special branch in Zhujiang New Town."

Ye Qingchen pursed her lips. If Lu Zhou's income continues like this for several years, the family's property will always have to be taken care of. It’s okay to buy a house and a shop, but it’s not always good to put them all in one basket. In particular, Lu Zhou basically didn't care, so Ye Qingchen really had to spend some time.

Ye Qingchen, "Well. You say, I'll listen."

When the account manager heard this, she was a little happy, and she could be considered a big one. Although the University City Branch is not involved in private banking business, she can get some bonuses if she really introduces a client to the past.

Of course, Ye Qingchen's account hasn't reached the threshold yet, and she is nothing more than a sidekick. It is really useless to be anxious when dealing with such customers. If you have money, you can choose from a variety of investment channels.

Account Manager, "Ms. Ye, as for private banking, our bank has a threshold. Generally, it can only be opened if the monetary assets that can be invested are more than 8 million RMB. If you need it, you can communicate with your family in advance."

When Ye Qingchen heard that the number was really not small, she asked curiously, "Then, what kind of business is there."

The small eyes of the account manager turned into a crescent moon, "Private banks are not the same as ordinary banks. There are many more investment business choices. Generally, private equity funds, hedge funds, complex derivatives, etc. are only open to private bank customers. Specifically, each customer's private bank also has a dedicated key account manager to follow up and formulate financial plans."

Ye Qingchen thought it was good, but the 8 million was not small, she said, "That's fine. I'll communicate with my family first. Thank you."

......

Dream Valley Yunxiangjiang, in the middle of the bustling high-rise buildings, in a Baiping office, three engineers are arguing endlessly.

Jack is the head of the entire air duct department, and he speaks to the other two subordinates in a pure London accent.

"No no, guys, I'm adamant about not using python, it's just a language for children to start with. It's not that I despise it, it's that we should choose more mathematical tools, it's too much of a joke to use it."

Another colleague, Peter, disagreed, "There's no need to wrestle with this issue Jack. We're just a three-person team. If we really use r, we'll almost have to write two sets of strategies. This is not what you used to do with hedge funds, we I don't want to waste too much time on useless work without too many people."

Wu You is the only Chinese in the three-person team. He was born in Xiangjiang and studied in Xiangjiang, but he is very fluent in English.

“I agree with Peter. We need to write backtesting engines, we need to write trading engines, we need to write strategy editors, we need to do position management, we need to do a lot of math. Of course, I know the company has something for us to use, so I think it's good to use it, and it's very convenient to connect later."

Jack chuckled, "What you said is suitable for our use?"

Wu You said complacently, "Of course, Jack. You don't know this company, but I do. Are you sure you came to Dream Valley Cloud Xiangjiang without knowing anything? It's unbelievable."

Peter shrugged slightly. "That's salary, of course. Of course, I'd rather hear what you think next, right Jack."

Jack smiled and did not speak, but nodded to signal Wu You to continue.

Wu You, "Our company in Huaxia is doing cloud services first, and another brother company of the company is doing communication applications, and they have a research laboratory. Just last month it announced some open source matters about deep learning, which is The reason I'm here."

Peter, "Wait Wu, this thing does have a certain use in the financial field, but it is not too useful, especially the company is not a professional financial company."

Wu You shook his head, "No no. I deliberately asked for opinions on this matter during the interview. UU Reading www.uukanshu.com The interviewer didn't quite understand it at the time, but immediately contacted the laboratory to give us an answer."

Peter raised his eyebrows, "In a sense, this company attaches great importance to talents. You are a bit arrogant as an interviewee."

Wu You smiled, "The tools they use for scientific research have very rich mathematical implementations, and some fields use Monte Carlo simulation and convex optimization on a large scale. Of course, this is the case in most laboratories.

But they made a unified tool, which means it's different, you know what I mean, guys.

If we just follow the strategy step by step, that's fine. But if we talk about quantification, isn't it our most common need to find the optimal parameters? Isn't it the best working environment in a lab with a wealth of mathematical tools, the fastest algorithms, and a plethora of machines in the company? "

Jack laughed happily. Wu You's statement made him extremely satisfied, but he still complained, "That's why I hate these guys doing mathematics and research. They are really versatile."

He clapped his hands, "Okay, let's make that decision first. Wu You, you first set the tone for the entire backtesting function. You can consider building a mean-variance model to complete the position management part. Peter, you do us first. The previous manual strategy, this is what matters now.”

The other two nodded when they heard it.

Jack, "I'll contact the top of the company first to see if Wu You's statement will work, and then apply for another batch of machines for us to run the project. Okay, move on guys, we'll meet again at 2 o'clock in the afternoon."

......