MTL - People Are In Tokyo, and the Peerless Raptors Are Also Afraid of Hatchets-Chapter 326 The wages of avarice is death

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"This is too much!"

"No deposits are allowed to be withdrawn and there is no difference between robbery."

Nagano Yuki cursed bitterly.

During the Chinese New Year, I managed to deceive a few big red envelopes from Naoo Nagano, and now they have been lost by the bank, I am so angry.

Nagano Qianxue couldn't feel this kind of pain, and said full of sarcasm: "Ouna, you are too powerful, you can encounter such unfortunate things with savings, could it be because your heart is full of evil thoughts? What about the punishment of the gods?"

"Nagano Chiyuki, don't go too far! Is there anything to be happy about when this happens?"

"Because happiness is of course based on the pain of others!"

"hateful!"

"..."

In the face of the mutual pinch of the two sisters.

Mrs. Yamaguchi was not in the mood at all, and said anxiously: "Nagano-kun, you must know many big figures in the banking industry, so please help me find out what happened! Please!

"

"Straight man..." Nagano Kanako hesitated, her talking eyes also filled with urgency.

relational society.

When something happens, the first thing to do is not to call the police, but to find a relationship. In fact, the reason why it becomes a social relationship is that it is useless to call the police.

At this moment.

Naoo Nagano became the only hope.

The headquarter of Dayueben Health Insurance, the president of the second-level club with real power, will definitely know a lot of people!

Just looking at the two pitiful little faces.

Naoo Naoo fell into deep thought.

Saying that you are the biggest villain behind these village banks?

Of course not!

Japan's life insurance is a shame, how could it be possible to do such a **** thing!

Stopping Qianxue and Yuki who were still tearing apart, Nao Nao Nao asked curiously, "How much money did you save?"

"There are more than ten million!" Mrs. Yamaguchi said almost crying.

Nagano Kanako was more direct, holding small steps back to the room quickly, and came over with the deposit certificate.

130 million yen.

There is a profitable part of the fruit shop, mainly for the household that Naoo Nagano usually gives.

The problem is that this deposit certificate is slightly different from the conventional passbook document. There is a financial management purchase agreement on the agreed income!

Harmful!

Full-time women!

Who knows the difference between wealth management and deposits, just know that the money is given to the bank.

Just eat melons and eat to your own home.

This kind of thing really **** a little bit.

Apart from secretly boasting that he has gone further and further on the road of being a gentleman, Naoto Nagano doesn't know how to describe the ins and outs of this incident.

Because Mujin Credit Cooperative is a village bank on the surface, but it is essentially a financing snowball of the P2P model!

But one thing is certain, the news suddenly broke out, then it becomes very important to stop the loss in time and cut off the traces.

A new day has come.

President Nagano came to the club.

Because of the negative news of the controlling shadow agency, the board of directors consultation meeting has become a matter of course.

"Damn! What are those idiots in Kizu doing, how can they let this happen?"

"The scale of bad debts combined by several credit unions has exceeded 630 billion. Haven't these **** reviewed the qualifications of customers?"

"When such news is exposed, controlling the risk has become a top priority."

"But it might make things worse if the money is taken away!"

"Is there anything more important than the responsibility at this time? It's better than the financial bureau's intervention!"

"..."

The major officers are all serious about how to deal with things.

When it comes to social responsibilities, the angry appearance of a gentleman makes people think that these guys are very honest people.

But in fact, except for Naoo Nagano, the director and president who came too late, none of these guys have a clean butt.

Harmful!

P2P is so profitable.

Who can't get in on the action.

That's why Naoo Nagano was too young to get on the bus.

But this kind of thing, of course, can't be dismantled, after all, everyone is a group!

some discussion.

The officers present looked at the president.

"The fact that this happened makes people angry, but Zuzumu-kun is right, what is more important than protecting the safety of public funds at this time?"

"I'll leave everything to Nagano-kun!"

"..."

Internal agreement.

It's time to dump the pot.

As soon as he returned to the office, Naoo Nagano called Shimizu Teruyan from the industry research team: "There is a problem with Xiangle Mutual Financial Finance. I hope Shimizu-kun will deal with it in the past!"

"this......"

Shimizu Zhaoyan had a constipated look on his face. Although airborne is to be a soil emperor, it is useless to go airborne, but it is just a waste of money.

The so-called Kizu Town.

It is under the jurisdiction of Sagaku-gun, Osaka-Kyoto Prefecture.

It was also called Kizu Village at the earliest time, and with the changes in urbanization during the Meiji period, Kizu Village became the current Kizu Town—that is, a town-level street.

The so-called Xiangle Mutual Aid Finance is actually a subsidiary of Japan Shengbao Capital Management in Xiangle County.

Although Xianggaku lost its administrative rights after the abolition of the county administrative unit, the area is still traditionally named after the place.

As for the Kizu Credit Cooperative, it is a village bank established by Sagaraku-kun Mutual Aid Finance in Kizu Town.

certainly.

Da Yue Ben Sheng Bao is working hard for the society, dedicated to the welfare of the people, and takes on the responsibility of the society without asking for anything in return.

So it is absolutely impossible to participate in shadow banking operations involving P2P financing.

Therefore, Xiangle Mutual Aid Finance has only invested in the Muzu Credit Cooperative, and has the right to control and return, and the management is the responsibility of Muzu Town.

Shadow banking?

How could Ben Shengbao do such a thing!

But there is no problem with investment. As a financial institution, it helps local governments to develop finance and make the economy better while ensuring the profits of the society. Isn’t it the mission and value of Dayue Life Insurance to dedicate its soul to the society!

The problem is that Shimizu Teruyan didn't have a stake in the Mujin Credit Union, and now he has to be parachuted to work, obviously throwing the blame on his head.

The embarrassed look is as ugly as eating shit.

Naoko Nagano rolled his eyelids slightly: "Does Shimizu-kun think there is any problem?"

"No... It's just that this kind of thing happened to the Muzu Credit Union, and what those **** did is too much."

He lowered his head and answered with obvious suffocation.

The matter of Oue was taken care of by the president. Although Shimizu Teruyan knew that he was going to be a **** this time, there was no reason to refuse at this moment.

Naoko Nagano nodded with satisfaction: "Since Shimizu-kun also thinks so, then please!"

"Roms!"

Promise.

Shimizu Teruyan was ready to deal with the problem of Kizu.

After walking to the door, he was suddenly stopped.

"Originally, I didn't plan to trouble Shimizu-kun, but because there are two customers in the Muzu Credit Union who have a relationship with me, I need to avoid this, so I have to..."

"The integrity of the president is really admirable! Shimizu is really touched."

Upright?

Looking at the appearance of Shimizu bowing his head, Naoto Naoto secretly doubted.

Isn't this guy referring to Sang and scolding Huai?

Feel humiliated.

But I don't know when it started, I always feel that no matter what I do, others seem to be pointing it out!

Probably because I do too many dishonorable things, I always feel that I have been insinuated!

Oh shit!

How could he live the way he hated the most.

Nagano-kun!

You betrayed your ideals and class!

But no matter how much he cursed in his heart, Naoto Nagano still had an upright look on his face, showing a calm look that I was optimistic about you, nodded and said, "Then I'll ask Shimizu-kun."

"..."

Kyoto city is not far from Sagaku-gun.

Thirty minutes by car, Shimizu Teruyan arrived at the destination of this trip, Sagaku-kun Kizu Town.

Because of being exposed by the TV station, many depositors blocked the door of the Mujin Credit Union, holding up banners that read - Pay back my hard-earned money!

In addition to this there are reporters holding guys.

It's not a smart choice to emerge at this time.

After making a phone call, Shimizu Teruyan drove over to a nearby club.

"Master Shimizu!"

"Master Shimizu!"

More than a dozen people were smoking in the club, and the whole space was filled with smoke. When they saw Shimizu Zhaoyan coming over, many people stood up to say hello.

There are senior executives of Xiangle Mutual Aid Finance, and there are senior executives of Muzu Credit Union. After the president of Xiangle Mutual Gold, Guan Zhicheng and Shimizu Miyori, they introduced their identities.

"This is the mayor of Kizu Town, Minami Genshige, this is the president of the Kizu Credit Union, Tani Tengchiichi, and this is the head of our club, Shimizu-sama."

"..."

Bow +1.

Some hypocrisy.

Shimizu Teruyan, the representative of the controlling shareholder, launched an investigation into the handling of the crisis.

The situation is pretty bad.

After entering 1988, Mujin Credit Union not only provided mortgage loans to residents, but also provided financing to commercial real estate developers with insufficient qualifications, and even acquired a large part of commercial real estate equity.

It is these guys who not only engage in P2P, but also invest in real estate themselves.

7650000000000!

see this number.

Shimizu Zhaoyan felt dizzy even when he descended from above.

The total loan amount was as high as 7,650 billion yen, and the liquidity on the book was only 2 billion yen.

What about money?

Except for a large amount of pledged real estate in hand, the other money can be imagined with one's ass.

The above points have been divided, and the ones that should be taken have already been taken. It is not willing to expect these guys to spit out the money.

But now, with the central bank's instruction window, real estate has plummeted, and major banks have already seen a wave of abandoned houses and cut off supply.

The real estate held by the Kizu Credit Union could not be sold at all.

This means that if it cannot be realized, the bad debts of the Muzu Credit Union may be as high as several trillion yen.

Damn it!

Such a big hole, even if I was buried, it would be impossible to fill it!

How to do?

Of course it's running!

Not even scolding people.

Shimizu Zhaoyan ran away on the spot.

Naoo Nagano was also stunned when he got the report: "So, there are only 2 billion yen in Mujin's books now?"

"Hayi!" Shimizu Zhaoyan said with a bitter look on his face, the situation was so bad that it completely exceeded his expectations.

"Are these **** crazy?"

"..."

Seriously.

I really can't blame the Kizu Credit Union for this.

As the second largest credit union in Japan, Kizu was very strict when it was first established.

But the problem is that in 1990, the total number of factories in Kyoto Prefecture was 167,000, of which 99.1% were small and medium-sized enterprises, accounting for 2.5% of the national total, ranking 11th.

The total industrial output value is 5,779.5 billion yen, of which the electrical machinery industry accounts for 18.3%, the fiber textile industry accounts for 12.6%, the transportation machinery industry accounts for 10.8%, the beverage and feed industry accounts for 9.0%, and the general machinery industry accounts for 7.1%.

Modern industry, has formed a high-tech enterprise group.

Such as: Shimadzu mainly produces advanced medical equipment and aviation equipment; Kyoto Precision Ceramics is engaged in the development and application of new ceramic materials, and the production of advanced technology products such as advanced cameras; Tateishi Electric develops and produces a variety of advanced electrical machinery, such as automatic ticket gates, Computer automatic doors, electronic medical equipment, etc.

Obvious.

It is really impossible to make money in industrial manufacturing.

The total industrial output value of the entire Kyoto prefecture is only more than 5 trillion yuan, and the total profit of hundreds of thousands of enterprises is how much.

For example, the Intoman Trading Company, which also belongs to Osaka, has a loan of more than one trillion yuan, calculated at an interest rate of 10%, and the annualized income of the bank is more than 100 billion yuan.

These are all net gains in real money.

Mujin has released 7 trillion yuan, part of which is consumer finance, part of which is to help unqualified real estate developers cross the bridge, and personal mortgage loans.

These rates are generally between 20 and 30 percent.

What concept?

If it is in good condition.

The Kizu Credit Cooperative earns one-third of Kyoto Prefecture's gross industrial output in one year.

Besides.

How can such a thing as flipping a house be risky?

In order to encourage citizens to buy houses, the government even issued the "White Paper on Land Use", in which it claimed that "the current housing prices are in line with the trend of my country's economic development, and the rise in land prices centered around Tokyo is caused by actual demand." This statement is publicly known as high housing prices rationality endorsement.

But no one expected that the central bank would be so ruthless this time, that the province of Tibet, which had directly forced it, agreed to increase the down payment to 75%.

on the surface.

Just increase the loan, as long as the demand is there, the house price will not fall.

The problem is that the fertility rate is currently declining. From the data released by the Ministry of Health and Welfare, fools can see that there will be no demand in the future, only supply will exceed demand.

It should be noted that in the development of the financial industry today, real estate is also endowed with financial attributes.

Increasing the down payment ratio is deleveraging. Bank capital cannot flow into real estate, and without the central bank's unfunded support, the current squeeze-out avalanche has formed.

More than 7 trillion in loans.

Converted to US dollars, it is more than 70 billion US dollars.

If you find a neighbor to compare, the GDP of the next door is only 120 billion US dollars, you will know how terrifying this number is.

Can't stand it!

No one can handle it.

The directors' consultation was held again.

Naoo Nagano smashed the information on the table, and it was a showdown.

"7 trillion in loans, only 2 billion on the book, what do you think about this matter?"

"This is not a big problem. With large-scale high-quality assets, it is completely possible to find a bank to take over."

Hanfu Asajima, vice chairman of the board of directors, said indifferently.

Following the officer No Shanxiong, he answered: "Yes! The main problem at present is those depositors. As long as their emotions are stabilized, it should be easy to solve it!"

so?

Do you mean that I am not the president?

It’s okay to pretend to be a senior at ordinary times, are you still pretending to be in front of me now?

with a snap.

Naoo Nagano picked up the ashtray on the table and smashed Yuo Noyama's bald head on it.

Screams sounded.

Following a few bangs, the ashtray hit the ground several times before slowly falling to the ground.

No Shanxiong screamed and fell unconscious on the ground, covering his head.

The dark red blood gradually seeped out from his forehead.

There is no sign.

From Nagano Naoto's madness to Noyama Xiong's appearance, it was just a breath, and the people present couldn't even react.

The entire conference room was filled with panic.

Everyone stared at Naoo Nagano in a stunned manner, no one expected that he would dare to take such a heavy hand.

It's been a while.

I don't know who secretly swallowed.

It was only then that Hanuo Asajima reacted, and he stood up in anger and shouted, "Haga! Nagano, are you crazy, you bastard?!

"

Straighten the messed up suit just now.

He folded his hair, which was a little tangled due to the force.

sit down.

Light a cigarette and burn.

Naoto Nagano took a deep breath, and when his breathing stabilized, he said coldly, "Are you teaching me to do things, Asashima-kun?"

"Bastard! What's your tone?" Angrily scolded, Asajima hurried to see Yeshan's situation.

Naoo Nagano just said coldly: "If Asashima-kun thinks there is any problem, you can go to Sumitomo to check the situation. Please settle this matter as soon as possible, otherwise I will not be able to protect you."

"..."

For a moment.

Hano Asajima's blood coagulated.

The matter of Sumitomo and Yin Tengman, not only the outside world is cloudy, but even the banking and financial circles are confused about this matter.

But now being reminded by Naoo Nagano, Asajima suddenly understands a lot of things.

Four Sumitomo executives have been shot and killed. Behind this incident, it is definitely not as simple as it seems.

To put it bluntly, people die for wealth, and birds die for food.

And Yin Tengwan is only more than 120 billion yen. If this matter is not handled properly, the consequences will become very terrifying.

The hair on the back stood up at some point.

Hano Asajima suddenly realized that he had accidentally fallen into a meat grinder.

Damn it!

I can't take care of Yeshan again~www.novelbuddy.com~ I can't even take care of face at this time.

Asashima hurriedly ran out of the meeting room, already made up his mind, just walked to the door and suddenly thought of the reminder just now.

Turn around.

bow!

After finishing things, Asajima hurriedly took big strides and left the club.

Soon after.

A Mercedes-Benz appeared in Kizu Town, the car turned into an aisle, and the mayor of Kizu Town, Minami Genshige, was smoking a cigarette in silence.

"President Asashima!" Nanyuan Fan quickly came over to say hello. When things got to such a bad situation, his only hope was that Japan would survive.

It's just that Hanfu Asajima couldn't bring any hope, and said coldly: "The situation is too bad, Nanyuan-kun, you should think of other ways!"

"With such a big gap, what can be done?"

"Idiot, do you want me to teach you? Wouldn't it be solved by letting those guys not withdraw money?"

Yup!

Why didn't I think of that!

"Yokosu-kun, the club also has your shares. Don't you think of a solution when things turn out like this? You don't want to provoke the Financial Investigation Bureau and the District Prosecutor's Office because of this!"

Yokosu Ichiro was originally a member of the Sumiyoshi Association, and he followed Ichiro Koike after the establishment of the general house, which is considered to have stepped into a different circle.

I thought I could live a decent life from now on, but I never thought that I would have to go back to my old business.

Just, as Nanyuan said.

If you don't want to provoke the local prosecutor's office, your dog will have to bite.

"Mrs. Nagano, I heard that your daughter is studying at Ochanomizu High School for Girls. You don't want her to be bullied after school, right?"

"So, if you're not in a hurry to spend money recently, please don't go to the bank, okay?"