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MTL - Rebirth: Rising Hong Kong-Chapter 18 The Ultimate Secret of Asset Collateral
In the 1960s, Hong Kong's identity gradually changed from a trading port to an industrialized city, with plastic flower factories, garment factories, Hong Kong's most famous toy factory, and textile factories everywhere.
But with the scale of Hong Kong's economic development, this cheap labor industry will eventually be eliminated and replaced by shipping, finance, and real estate!
In particular, the most brutal real estate development in Hong Kong is inseparable from the financing and loans of major banks from beginning to end.
As the executive of Standard Chartered Bank in Tsim Sha Tsui, Saipan has absolute real power in bank loans.
In this era, the ghosts are the master class, and the Chinese are the subordinates, which has become a fixed pattern. Often, when the ghosts say a word, many people in the bank have to obey unconditionally.
So, under the leadership of Saipan, Shi Zhijian's 500 acres of land in the New Territories soon entered the mortgage loan review process.
The review process was very formal. Shi Zhijian asked Da Daxiong to accompany the bank's "senior reviewer" to Yuen Long, New Territories. A bowl of rice rolls was stuffed with 5,000 Hong Kong dollars by Da Daxiong. After that, he came back in a rickshaw, sighed at the seal, and affixed the red seal on the audit document himself: Passed!
The whole process took less than three hours!
After completing the review, Saipan personally helped Shi Zhijian go through the loan mortgage procedures. The total mortgage of 500 acres of land by Standard Chartered Bank: 600,000!
……
In the general manager's office-----
"Dear Shi, I wish us a happy cooperation!" Saipan shook hands with Shi Zhijian again.
Shi Zhijian lamented the efficiency of the bank's loan business in this era. It took less than half a day from entering the bank to taking out a loan of 600,000 yuan.
At this time, Saipan's subordinates took 500,000 yuan and placed them neatly on Saipan's desk.
"Nuo, dear Shi, count them, is the number correct?"
Shi Zhijian didn't react yet, the eyeballs of the loud male who was with him were about to fall out.
500,000 Hong Kong dollars are piled on the table like a golden mountain.
It was the first time he had seen so much money in his life!
Shi Zhijian looked at 500,000 Hong Kong dollars and knew that the remaining 100,000 had been detained by Saipan in advance.
"No need to count, I trust your bank!"
"Hehe, that's good! By the way, do you still need to take out the 300,000 yuan?"
"Of course I don't need it. I didn't expect your bank to be so efficient, and I didn't expect my loan to be approved!"
Shi Zhijian said, let Da Daxiong take out the paper bag, took 300,000 out of 500,000, then grabbed another 20,000 and put it in his arms, and the rest said to Saipan: "Help, the rest will be saved. Go ahead!"
"Of course, it's my honor!"
Saibai snapped his fingers, and his subordinates collected the remaining 180,000 yuan. Together with the previous 300,000 yuan, they issued a deposit certificate of 480,000 Hong Kong dollars to Shi Zhijian, and prepared a stack of Standard Chartered Bank cheques for Shi Zhijian. In the future, Shi Zhijian's large-value transactions can be directly signed and used.
No matter how stupid Daxiong is, at this moment he can be considered to understand.
Shi Zhijian backhanded mortgaged 500 acres of land for 600,000 yuan, and Saipan swallowed 100,000 yuan, leaving 500,000 yuan!
In other words, after Shi Zhijian bought the land for 300,000 yuan, he turned it into 500,000 yuan!
This kind of coquettish operation made Da Daxiong stunned.
These pieces of land are at most dead objects in the hands of Ding Ye.
The gap between Ding Ye and the times made him look down on the bank and didn't trust the bank at all, but how could he know that he had been thrown into the **** by the times!
If it was said that Daxiong respected Shi Zhijian before, because Shi Zhijian had big backers like Xu Sanshao and Lai Luo.
So now, Shi Zhijian's wisdom, or in other words tricky and slippery, directly makes him admire all five bodies!
…
Leaving the Saipan office.
The two burly men who came along with Dao Xiong immediately stepped forward.
Da Daxiong raised the bag full of 300,000 Hong Kong dollars in his hands, meaning that he had the money.
The four of them left the bank and came to the door. Shi Zhijian glanced at the signboard of "Zhou Ji Porridge Shop" not far away and said, "I'm hungry, are you interested in a bowl of abalone porridge?"
The two big men glanced at Da Da Xiong.
He shouted loudly: "What do you think I do? I won't run away when I get the money! Mr. Shi invites you to eat porridge, that's for your face!"
Two big men, the one with a straight face like a dead parent is called A Long, and the one with a toothpick in his mouth is called A Hu.
They are brothers, and they are also the confidants of Hong Yihai boss Zhang Jiuding.
This time, Da Daxiong came to follow Shi Zhijian to withdraw money. Zhang Jiuding was worried. On the surface, he asked them to come and accompany Shi Zhijian to withdraw money, but he was actually monitoring Da Daxiong and Shi Zhijian.
"Master Ding told me to take the money and go back immediately!" Aaron's face was stern and expressionless.
"Actually, it doesn't take much time to eat a bowl of abalone porridge!" Ah Hu rubbed his toothpicks with a smile on his face.
"Then go up to eat porridge! The minority obeys the majority!" Daxiong shouted loudly, no matter what, he led the way to the porridge shop.
As a club thug, I usually don't eat abalone porridge. When I'm poor, I don't even have to eat pig's blood porridge!
…
Zhouji Porridge Shop-----
At five or six o'clock, before the guests came, Shi Zhijian easily requested a private room.
Sitting down at the Eight Immortals Table, Shi Zhijian was not polite, took the menu and ordered, ordered abalone porridge, ordered seven or eight meat and vegetarian dishes, and finally ordered a dozen Kirin beers.
The waitress went down to report the dishes, and then Shi Zhijian took out the cigarette from his arms, flicked the cigarette case, and faced the three of them, "Eating cigarettes?"
Da Daxiong respectfully took one.
Ah Hu also took one.
Only Aaron still had a straight face.
Shi Zhijian didn't care either, he took one and put it on his mouth. Before he could draw out the fire, Da Xiong was accustomed to leaning over to help him light a cigarette.
Seeing this, Aaron looked disdainful and sneered.
Ah Hu spit out the toothpick and hit haha: "This is a good cigarette, Marlboro! Aaron and I usually only smoke lucky!"
Shi Zhijian exhaled a cigarette, but he didn't seem to hear Aaron's snort, "The two noble surnames? What are your identities in Hong Yihai? Red stick? White paper fan?"
Aaron continued to be stern, as if he didn't want to talk to Shi Zhijian.
Ah Hu stepped on the chair with one foot and took a few puffs of cigarettes, hehe smiled: "My name is Chen Jinhu, he is my elder brother Chen Jinlong, we are brothers!"
Da Daxiong added later: "The two of them are very skilled, one is good at knives, the other is good at boxing, both of them are our Hong Yihai's double-flowered red sticks!"
Shi Zhijian smiled: "It seems that this time, Ding Ye is quite solemn, and he actually sent three double-flower red sticks!"
The "double-flowered red stick" is like a horse in the prefix and gangs. It can be beaten and endured. The most important thing is to be loyal to the big brother, and you can die.
This is the case with the brothers Chen Jinlong and Chen Jinhu.
They were originally from Chaoshan. When they first came to Hong Kong, they were bullied. Later, they joined Hong Yihai. Master Ding taught them kung fu personally.
Last year, the two of them relied on the 30-man subordinates of the "bearded Yong", the leader of Heji, and became famous in one battle.
At this moment, Shi Zhi firmly said, "Master Ding dispatched three double-flowered red sticks in one fell swoop", which made people feel harsh.
The three of them are not fools. UU reading www.uukanshu.com understands what they are doing today.
Da Daxiong was monitoring Shi Zhijian.
Brothers Aarong and Ahu are here to monitor Daxingxiong again.
If it sounds good, Master Ding looks down on them, but if it sounds bad, Master Ding is too suspicious, and no one believes it!
"Master Ding has always been serious about his work." Da Daxiong squeezed the teacup and poured Shi Zhijian a cup of Longjing tea.
"Master Ding is getting old, this year is 60 years old, and Hong Yihai will still rely on you young Zhuang factions in the future!" Shi Zhijian said casually.
Aaron's eyes flashed, full of vigilance.
Ah Hu was still giggling, as if he didn't hear what Shi Zhijian was saying.
Only loudly and fiercely moved in his heart.
Yes, Ding Ye is getting old!
Who will inherit Hong Yihai?
Relying on his unsatisfactory children?
Shi Zhijian pinched the teacup, sniffed it on the tip of his nose, and turned the teacup back and forth between his fingertips: "This tea is a good thing, it absorbs the essence of heaven and earth, occupies the five elements and eight trigrams, gold, wood, water, fire, and soil, after wind, sun, rain, and finally iron pot Stir fry the water, and then the aroma will come out—being a human being, in fact, just like making tea, if you want to stand out, in addition to being able to endure hardships and endure hardships, you must also know how to seize opportunities!"
After Shi Zhijian finished speaking, he glanced at the three of them, "What about you, do you prefer to make tea, or do you prefer to make cups?!"
"How do you make tea leaves? How do you make cups?" Daxiong looked solemn and his voice trembled.
Shi Zhijian smiled, "How about making tea? If you can endure it, you will end your hardships!"
Shi Zhijian squeezed the teacup and drank it.
"Do you want to make a tea cup? If you don't do it right, you will be smashed to pieces!"
After speaking, clap!
The cup fell to the ground!