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The Best Actor Insists On Living With Me!-Chapter 1725 - 1717: Short on Money (3)
It’s often said that the children of poor families grow up early, and she is no exception. It’s because she’s experienced so much that she can endure the storms.
After all, she fell into the abyss twice, yet she stood up strong again.
From this perspective, she really is like her mother, yet completely different.
She is braver and more resilient. Outsiders see her as strong and independent, but only her parents know that it was the harsh environment that forced her to grow up. It was his failure as a father that prevented her from seeing a fairy-tale world, so her environment was full of thorns.
"No need. If we really don’t have enough money, Bo Yan and I will mortgage the other house." Her tone was firm, but she still told her father the solution.
She could sense her dad’s good intentions, and although she didn’t want to accept it, she didn’t want him to worry too much. It’s just a house, and it’s not like mortgaging it means losing it. When they’re capable of repaying the loan, they can still get the house back.
"No need, I’ll give you money. I’ll lend it to you, okay? Just consider it a loan from me," Xia Youbiao probably realized that Xia Siyu didn’t want to directly take his money, so he could only offer to lend it.
Xia Youbiao added, "If you’re worried, just write me a promissory note, sign and stamp it, and make the IOU clear. I’ll call the lawyer over now and ask him to draft it, so there’s a third party as a witness."
Xia Siyu still didn’t relent, and Xia Youbiao became anxious. "Just consider it as if it’s me owing you. After all, you’re doing it for that movie..."
The moment Xia Youbiao said this, Xia Siyu immediately knew that her dad knew what she was working on. He must have read the script and guessed the content.
She indeed didn’t like others seeing her work, but this movie would eventually be released, and the Xia Family would sooner or later know about it, so it’s better that he knows now.
She finally eased up, "I want to borrow a large sum."
"No problem, I can handle anything under 100 million at any time. If you need more, you might have to wait a bit."
It’s also a coincidence that this time, after he suffered a fire, the company incurred significant losses. Fortunately, he had bought insurance, and it took a few months for the claim to process, and the money came in gradually. For many companies, cash flow is the most important thing. Many companies valued at hundreds of billions may not have ten billion in liquid assets.
Xia Siyu took a careful look at him, Xia Youbiao’s face was still bandaged. Although he had undergone two skin graft surgeries, due to his previous extensive burns, the treatment was still ongoing. However, his gaze was focused, as if he was afraid she would shake her head.
She lowered her head again. "I’ll discuss it with Bo Yan first."
"You should, you should." It was rare for Xia Youbiao to be so eager, almost chasing her to give her money. As Xia Siyu stepped out to make a call, she said this to Bo Yan.
Bo Yan had been troubled by the money issue earlier, and he didn’t expect it to be resolved so quickly. The fact that Xia Siyu was willing to make this call actually indicated that she had accepted Xia Youbiao’s suggestion, but she couldn’t quite get past it mentally. He thought for a bit: "Here’s the thing, you sign the agreement, and we’ll give him interest at the bank loan rate, so we owe nothing."
Xia Siyu was silent for a moment, then nodded, "Let’s do that."
After finishing the call and coming back, Xia Youbiao was also on the phone with a lawyer, hurrying over to the hospital as fast as possible. Xia Siyu mentioned the interest, and Xia Youbiao was stunned for a moment before nodding, "Alright, let’s do it that way."
But no matter how fast the lawyer came, it would still take an hour and a half. Usually, by this time, Xia Siyu had already left, but today Xia Ju’an was there for the shift change. His arrival was just in time, Xia Siyu didn’t plan to hide it, and having another witness made her use of the money more straightforward.
The lawyer then drafted the agreement, and as Bo Yan requested, they added several tens of millions in investments and wrote down an annual interest rate of four percent. Originally, Xia Siyu intended to give a bit more, but Xia Youbiao firmly refused and asked his staff to check on the spot. They found that the lowest annualized loan rate was 3.85, so Xia Siyu agreed, nodded, and signed the papers.
The lawyer, as a witness, also nodded and signed, followed by Xia Ju’an.
When her dad came over, and Xia Siyu said she wanted to borrow money and write an IOU, he was already quite surprised. He hadn’t expected the father and daughter to be so persistent over the interest. From the way her dad behaved, he really didn’t want to accept interest from Xia Siyu, but he had no choice but to accept the lowest rate.
Xia Siyu said, "Brother, you’d better sign, too. Otherwise, when your mom, your sister, and your family members ask, you still have a witness."
With no other option, Xia Ju’an had to sign as well, with two identical copies for everyone, fair and just. Xia Youbiao immediately instructed his subordinates to transfer the money, seeming afraid that Xia Siyu would back out. He even asked, "Is this money a loan to you, or to you and Bo Yan? Or are you planning to put it in the company?"
She and Bo Yan are married, sharing finances, but if it’s only for Bo Yan and Han Yifan’s film company, and if the film truly makes money, Xia Siyu might not receive much of the profit. Although as a father-in-law, he’s not inclined to view Bo Yan as selfish, it’s still necessary to ask.
Xia Siyu was indeed taken aback. Previously, when she collaborated with Bo Yan, it was always through his company, and each time she received a salary. Even though none of the films had been released, if they did and made money, those profits had nothing to do with her. And Bo Yan, although joining with her salary, could save a considerable amount of funds, and he would receive revenue proportionally, likely a good amount of money.
Of course, it’s not to say Bo Yan is a miser. Bo Yan directly handed his salary card to Xia Siyu. Apart from the necessary amount for managing the company, the rest of their life and entertainment expenses were shared. Most of the time, it was Bo Yan’s money that was used, while Xia Siyu’s was put aside. Similarly, Xia Siyu didn’t check how much he had in his account, nor did she ask about his investments outside.
In the evening, Xia Siyu received the IOU and the bank card and repeated Xia Youbiao’s words. Bo Yan was not worried at all, and he nodded, "Actually, I think Dad is right. If you’re confident in this movie and want to invest in it personally, I support you. If you don’t want to handle all this, we can do it under our marital status. I won’t mix this money with the company’s funds, keeping the accounts clear."
The money matters were resolved, and the filming proceeded swiftly. The news of Xia Youbiao lending money soon spread among the Xia Family, and Xia Sicai even came to borrow money. Recently, Bosch Corporation’s development had been rocky. After the pandemic, foreign trade companies faced difficulties. Although Xia Youbiao wasn’t unwilling to lend, seeing the IOU with interest, Xia Sicai stayed silent.







