A Record of Ash & Ruin: The Grieving Lands - Chapter 8Book 2: : A Chance Encounter

A calculating merchant of noble birth lives a comfortable life managing his guild's business at the Imperial Academy—until lightning strikes him, leaving him with prophetic visions of a disastrous future. In these visions, he's expelled from his family, branded a traitor who aids demons, and worst of all, becomes a penniless beggar. When the supposed “protagonist” of these prophecies enrolls at the academy, he realizes his countdown to ruin has begun. Now he must use his foresight to rewrite a story where he's cast as a third-rate villain, all while navigating ancient dungeons, demonic threats, and the troublesome “hero” who might be the key to changing his fate.#MoneyIsEverything

Jiang Bai woke up one day and found with shock that he had transmigrated to a parallel world that is similar to Earth. There, he was granted a cheat system to help him forge the path of a tyrant in this new world. He was now stuck in this parallel world body, the body of a weak and cowardly person. Join Jiang Bai as he rose to the top in this new world!

- Description from Novelupdates