MTL - Bourne: Command and Conquer - Chapter 4 , onboarding

Arthur Grail, a hardcore player of the VRMMO Trinity Star Online, woke up one day in the body of Gerard Astoria—a petty villain fated to die before the main story even began. To make matters worse, Gerard's death was a crucial event in the game's narrative. If he didn’t meet his predetermined end, it could disrupt the story entirely, leading the universe toward one of the countless “bad end” routes!Unwilling to leave his fate to chance, Arthur decided to take matters into his own hands—recruiting the “player” as his partner to help him clear the game and rewrite his destiny.But wait—“Why is the player not a dude but a sharp-tongued beauty instead?!”Follow Arthur's odyssey, filled with trouble at every turn, as he works to uncover the mystery behind his awakening in a universe eerily similar to Trinity Star Online's setting, all while trying to save the entire universe… without forgetting to enjoy himself!

Fifty years ago, the oxygen in the atmosphere changed, giving rise to a new form of air known as Spiritual Qi. Humans, plants, and animals alike suddenly awakened latent mutant genes and began evolving, gaining Superpowered Talents and Classes. Life took a new turn, and humanity had to adapt.Everything seemed to be going well until, fifty years later, a 16-year-old boy named Klaus awakened a terrifying Talent and Class. His awakening marked the beginning of a new era in human evolution.Unbeknownst to everyone, Klaus, who was shunned by society and dropped out of school to work for a better life for himself and his mother, was actually the last of the Nine Paragons—a being so powerful that even the heavens feared him.Watch as Klaus climbs the ladder of strength, pursuing absolute power with a single purpose: to protect and make his mother happy.

The whole world is subjected to a highly dangerous standardised exam called the Global University Entrance Examination. Answering questions by putting their lives at stake, they would live if they passed the test. Every month the exam will undergo reformation while, occasionally, it is random.

- Description from Novelupdates

This novel is also known as Retrograde Gaming

Due to not being able to buy a game helmet, diabolical Li Huailin made a determined effort and made his own game capsule entering into the new online game 《Heart of Glory》. But he didn’t think that he actually got his game character stuck as a bug.

Other people get experience from fighting monsters, he loses experience from fighting monster; Other people get experience and money from doing quests, not only does he lose experience from doing quests, he even loses money.

Right when he thought that he couldn’t play this game anymore, his character died once and his experience suddenly skyrocketed. And thus he was enlightened…

If you don’t seek death then you won’t die, to level up Li Hailin started his life of desperately seeking death.

- Description from Novelupdates