MTL - Virtual World: Conquering the World - Chapter 402 Psychic ring

Ha Joon Kim is a loser. No amount of luck was going to save him from that fate, he was always going to be that loser.But what happens when he dies and gets reincarnated in another world where everything seems different. Where gods and heroic spirits of all eras are in existence.Not only that, but his smartphone is with him? And it grants him skills?.[Instant learning acquired][This skill allows you to gain abilities from leaning]He knew the essence of water.[You have gained a new skill.][Water manipulation.][50 endurance points have been deducted.]....[Knowledge of the gods acquired][This skill lets you tame… tame…]Giving another chance to live life, Ha Joon decided he wasn't going to be that loser anymore, instead, he was going to help the king of Camelot, or rather, The queen of Camelot rule a successful Kingdom.From getting the goddesses to fall in love, to even making Merlin beg for his attention, he was finally getting everything he wanted from life.The traveler… the only human in the old world to tame the gods.

“Ding!”“Congratulations on receiving the following Unique Skills:-–Appraisal (Basic)–Skill Absorption (Mythic)–Universal Synthesis (Ultimate)”_____________________________________“Synthesis Skills— Swift Sword Strike + Fire Toad's Breath.”“Ding!”“Congratulations! Your Skill Synthesis was successful.”“Your skills evolved into: Azula Sword Strike.‌”“Synthesis Materials— Titanium Runic Sword + Wyvern Bones”“Congratulations! You Synthesis was successful. Your Sword has evolved into Skeletal Dragon Sword.”-----In a heart-wrenching tale of loneliness and despair, Ethan Smith's life has been one of unending tragedy. Orphaned at a young age and tormented by a relentless terminal illness, he spent his final days confined to a cold, confined hospital room.As he takes his last breath, he awakened in a mysterious void, where Ethan is given the opportunity to choose three unique skills that will define his new existence. With millions of options but only three choices, he carefully selects his path, setting the stage for an extraordinary journey after death.Reincarnated into a fantastical world filled with magical Skills, powerful beings, and untold dangers, Ethan must navigate his new life, wielding the skills he chose to survive and thrive in a realm where anything is possible.But the question remains: Will this second life bring him the happiness and purpose he was denied in his first, or will it lead him down an even darker path?

“When I left you, it wasn’t because I was materialistic.”

“I know.”

“He doesn’t love me. I already broke up with him.”

“I know.”

“You knew? I didn’t know you were still so concerned about me…”

“I know because he and I are now a couple.”

This is a story about how a poor loser turned into a tall, handsome and rich guy and snatched his ex-girlfriend’s current boyfriend away.

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.