My Charity System made me too OP - Chapter 91: Rift II

He was able to repeatedly reincarnate due to the effect of the Nine Lives Reincarnation Spell, which allowed him to have nine lives. After defeating the Hell-Blood Demon who drove the entire murim to chaos, the patriarchs of the Seven Great Clans betrayed him and killed him. Following that, he was reincarnated for the ninth time as Baek Mu-Gun. Now, his last journey across murim begins.

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We have all heard the legends of great wizards, but do we know how those stories begin? Ardan Egobar, a young man living in a remote corner of the New Monarchy Empire, does not. He doesn't realize that this story is about him. Not yet...In a world where steam locomotives chug along iron rails, where massive airships hover in the skies, where in the cities you might encounter orcs in suits involved in organized crimes, dwarves with cigars controlling major banks, or elves strutting down fashionable boulevards, where humans have built vast nations on the brink of a world war, almost anything seems possible.Maybe, in such a world, even an ordinary young man, the last of the mountain hunters, might one day become the greatest wizard in history.

The rivers and lakes carry wine with swords, the waist is slender and the palm is light.

The young man carried a long knife on his shoulder, and hung wine on his waist, striding forward, but the rivers and lakes in his heart were vaguely visible.

Turning a page in the book of troubled times, the rivers and lakes have been raining nightly for decades.

Looking back suddenly, the world has been shattered.

- Description from novelbuddy

Li Xiandao obtained the ancient Bank of the Universe but now the bank was totally empty and had no treasures at all. The only thing it had were a bunch of debts.