This Sword Cultivator is Somewhat Dependable - Chapter 973 - 25 "When the Water Recedes, the Rocks Appear

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

A master of Chakra Cultivation sacrifices everything - only to be reborn with a second chance.After giving his life to save his world, Alaric awakens in the body of a child. In this new realm where power is measured in tiers, bloodlines, and the strength of one's oaths, Chakra Cultivation is an unknown path.As Alaric purifies his chakras, each one unlocking profound abilities across body, mind, and soul, he gains an edge no native warrior can match. But his true test awaits in the Tower of Trials—a rite of passage for the world's young elites, offering immense rewards to those who can climb its treacherous heights. No one has ever reached its highest levels.If mastering his reborn powers wasn't hard enough, his journey will forge a bond with an entity of unimaginable strength - and lead him to lands where no mortal has dared to tread.

Jang Joonbum started stream to enjoy an easy life.

A 30-year-old NEET is reincarnated into the body of an otaku that choked to death on instant noodles. As he comes to grips with his new life, he realizes that this world is subtly different from Earth. The denizens of this world are far better looking, and this new world also possesses futuristic technology as well as mysterious Yin Yang masters!