Urban Seduction: Housewives Club - Chapter 1039: Both Mother and Daughter Are Capable (1)

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

A young man who had longed for stories of good and evil since childhood lost his life in a tragic accident and was reincarnated as a boy named Chrono Mak in another world.

He learned that in this other world, there is magic and witchcraft, and depending on how you train them, you can become as strong as you want to be, so he decided to become the strongest demon king in order to recreate the story of justice and evil he once dreamed of.

Before going to college, an ordinary high school student went to celebrate and got drunk. When he woke up, he found himself in a completely different world. There was a big sect, the approaching sect entrance examination, a slum where his body’s previous owner lived, and a shared memory about a missing young girl.

When he got tangled in a fight with a few punks in this different world, he fell off a cliff and miraculously found himself still alive, with two more voices ringing inside his head. They were Sword Master and Saber Master. In the company of them, he continued to find out more about this whole new world. He took the sect entrance examination, entered the sect, met a strange man in black, and even participated in a major competition of the sect to have a chance to win over his peers!
In this whole new world, he was born again and got to explore the fantastic martial world!

- Description from Novelupdates

Billions of light years away, on a planet where magic flows through every creature, two dominant species battle for supremacy, 'Humans and Ants'.In this world, Ants aren’t just insects, they are the most intelligent and powerful race who challenged humans, wielding magic and evolving in ways no one can predict.Reborn as an ant in this brutal, predator-filled realm, Kai refuses to accept a life of insignificance. With a sarcastic system, ultimate skills, bizarre evolution choices, and a talent for chaos, he sets out to defy fate.From dodging death against Dragon Men, Ape Men, Wolf Men and Termite Kings, etc to building his own army, Kai’s journey is one of relentless growth, cunning strategy, and outrageous battles.Survive! Evolve! Conquer! The world isn’t ready for the rise of the most overpowered ant in history.