Wizard starting from shoeing donkeys - Chapter 49 - 48: Fine Steel Greatsword and Merit Points

On modern-day Earth, An Lin seems to have been abandoned by God.
When his father suddenly disappears, An Lin is left with his father’s immense debt, putting his life at risk.
After being forced to a rooftop by his pursuing creditors, An Lin is unexpectedly swept off his feet and brought to the ground safely.

Sian Lee, the strongest person under the heavens in old china, was reborn as a very overweight woman.

I was on my way home with my friend when suddenly, I spotted a catgirl cosplayer who made my heart skip a beat.But something felt off—I couldn’t recall seeing her in any anime, manga, or games I had ever come across. Confused, I asked my friend standing next to me.To my shock, his response sent chills down my spine:“Huh? What catgirl? What are you talking about?”Suddenly, a truck came barreling toward the girl. Without thinking, I rushed to save her. In the end, both of us were hit by the truck.Now, I find myself reincarnated in another world—in the body of the very catgirl I had seen.But... who is this girl?How is she related to the dungeons that keep popping up in this new world?