Enemies Are All Nourishment for My Fungi-Chapter 118 Debt Collection by Loan Company (7)

When Ye Nai said this, it actually made her mother, Yu Qing, burst into tears.

"Isn’t it because I want the family’s savings to recover as quickly as possible? Your grandparents have been living with us for over three months, demanding chicken, duck, fish, and shrimp every day, not to mention the indispensable fruits and vegetables. Even doubling the food expenses isn’t enough to satisfy them, and they still complain about the quality of our condiments," she cried.

"Your grandpa is a retired soldier who fought against enemies from the Otherworld on the battlefield. He has a substantial pension, and the government allotted him a three-bedroom apartment. He’s used to living the good life with your uncle’s family. When they come to our house, they’re uncomfortable, dissatisfied with the food. Your uncle’s family doesn’t contribute to their living expenses; where else do you expect us to make up these deficits if we don’t figure out a way to get money?"

"And then what? Just because we need to fill the gaps means we can recklessly borrow money? Is that what your accounting skills taught you?"

Ye Nai completely disagreed with her mother’s logic. Taking care of the elderly had consumed too much of their savings, and wanting to quickly replenish those savings was no reason for radical investments and borrowing.

"I…" Yu Qing was at a loss for words, and Ye Yu sat on the couch in silence.

"I don’t want to hear your complaints. What I want to know now is if you have any plan to repay the debt?"

Ye Nai didn’t even mention that she had already completely resolved the family’s borrowing issues. She didn’t want her parents to think that from now on she, as the eldest daughter, would always bail them out.

She couldn’t afford to.

"We can’t pay it back."

"How much will be left after redeeming the fund?"

"What’s left can cover the debt, but then there will be no savings left," Yu Qing said, her voice growing quieter.

"Well then, that’s up to you. It’s your debt. If you want to default, that’s nobody else’s business."

"Can you help the family repay a bit of it?"

"Why should I pay off your debts? What’s in it for me?"

"Isn’t this your home too? Asking for benefits to help your family pay off debts, have we ever asked you for benefits when you were growing up?" Ye Yu couldn’t sit still and shouted out.

"This mess in the house was your doing, and all these years you’ve never thought to respect your parents. Suddenly you remember to act like a filial son, causing a huge mess without any ability to clean it up—did your parents teach you that?"

Ye Nai retorted fiercely, not just elder authority pressing down anymore—she knew how to assert herself too, and the older generation was still around.

"Exactly!" Her mom Yu Qing instantly redirected her anger towards her husband, "It’s all your doing! Don’t blame others! You can’t do anything with your bad leg, the elderly came and you let me be exhausted to death, complaining you can’t even move to pour a glass of water, yet you didn’t miss a bite of those good dishes. And still, you have the nerve to yell at your daughter!"

Ye Yu was so angry his face flushed and his neck swelled, and he sat down heavily.

Seeing her mom still seemed hopeful, Ye Nai’s tone softened a bit when she spoke next.

"Mom, don’t wait, hurry up and redeem the funds. Don’t drag it out. Cash in hand is the strongest, our kind of family can’t afford investments that may lose money."

"Okay, when the market opens, I’ll redeem it," Yu Qing listened and all she could hear was the phrase ’losing money’ echoing, causing her heart to ache. Without hesitating further, she nodded decisively.

"Why wait for the market to open? Go see if you can submit for redemption now so when the market opens you can get the money, instead of submitting then and not knowing how long it will take to get the money."

"Oh right, right, I’ll apply for the redemption first."

Yu Qing hurried to find her phone, both of their phones were neatly placed on the dining table.

Just the night before, during the New Year’s Eve dinner, men from the loan company arrived, and after a scuffle, the family was tied up. To send Ye Nai a video call, they used their phones.

The phones still had battery from last night till now.

Yu Qing efficiently opened the fund app, and smoothly submitted a request to redeem the fund. Ye Yu on the couch wanted to protest, but couldn’t find a reason to object.

In such a festive season, if the funds were not making money it was clear what kind of junk fund it was; anyone with a normal brain would be afraid of being too late.

But Ye Yu’s brain was not like that of ordinary people; he always thought it might recover if he just waited.

Luckily, he had a bit of cleverness; seeing his wife and eldest daughter already in agreement, treating his opinions as worthless, he remained silent. Getting back to the original fund was okay; if it earns slowly, then slow it is, at least it wouldn’t yield a loss.

After Yu Qing finished operating on the phone, she checked the remaining balance that could be reclaimed, feeling a bit relaxed.

"How is it? Will there be any money left after paying off the debts?"

"There would be over twenty thousand left after paying off the debt."

"Then hurry up and pay off the debts."

"But you just kicked those people out. Can you still find them?"

"Just wait for them to come to you again. With principal and interest, it’s 210,000. The loan company won’t just walk away from that."

"Okay, okay..."

"Go brush your teeth, wash your face, and eat some buns. We’ve been talking for so long, they’ve completely cooled off."

"I’ll heat them, I’ll heat them."

Yu Qing put away her phone, washed her hands first, then set up a pot on the stove, took the now-cold buns to reheat, and then went on to brush her teeth and wash her face.

Having something to do kept her mind from wandering.

Ignoring her father, who was sitting and spacing out on the sofa, Ye Nai walked out to the balcony and took out her phone to send a message in the team leader chat.

[Emergency! Emergency! Have you guys returned to the danger zone yet?]

[No.]

[No, still strolling around.]

[No, still eating.]

Visit freewebnoveℓ.com for the best novel reading exp𝒆rience.

[What’s up? Tell me.]

The team leaders quickly responded one after another.

[Help me put on a show. Pretend to be rental agents and come to my place. Say that because I beat up the loan company’s people, they think it might be hard to collect the money, so they sold our contract and property deed to a rental agency. Then you guys come asking to vacate the house or pay up.]

[We can play, but do you really want your family to come up with this money? Can you afford that?]

[Yes, my mom just redeemed that junk fund. After the market opens and we get the money back, we’ll have a little over twenty thousand left after paying off 210,000.]

[Still 210,000?]

[No, ask for 220,000 when you come. The rental company also put out money to buy the deed. There’s no rule that says they can’t make a profit. My goal is to make them bleed, or else they won’t learn their lesson.]

[Alright, no problem, leave it to us. We’ll make a fake contract and be there before noon.]

[At least two people come and play good cop, bad cop.]

[OK.]

Ye Nai’s fingers flew across her phone keyboard as she swiftly finalized plans. Her mom had just finished washing her face, urging her husband to brush his teeth and wash up while watching the buns on the stove.

Pushed by persistent urging, Ye Yu finally got up, looking slightly displeased.

Just as her dad entered the bathroom, Ye Nai heard a stir in the bedroom. After a while, three younger siblings came out rubbing their eyes.

"Big sister!"

The youngest sister, Ye Bing, was the first to see Ye Nai and happily threw herself at her.

Ye Nai picked her up, twirled her around, and then set her down.

"Big sister!" The two younger brothers, also glad to see their sister they hadn’t seen for half a year, weren’t as lively as before. "Where are mom and dad?"

"You’re awake too? Go change your clothes and tidy up the house. After your dad is done washing up, then you can brush your teeth and wash your face. There are buns heating up on the stove; your big sister just bought them."

Yu Qing walked out of the kitchen, catching her son’s words just in time.