Enemies Are All Nourishment for My Fungi-Chapter 117 Debt Collection by Loan Company (6)

This neighbor started talking, and others chimed in as well.

"Yes, yes, we were just eating when we heard all this banging and couldn’t figure out where it was coming from."

"Right, our lousy building has such poor sound insulation, and it’s always like it’s haunted with noises. Just like during the New Year, I heard thumping from upstairs every day and thought the people above were renovating their place, but actually, the whole family above was away for the holiday and not even home. The noise was coming from the next door’s next door, where they were chopping bones to prepare the New Year’s Eve dinner."

"Doesn’t that mean my family’s commotion last night might have been heard by the whole building?"

"Sure, it was really loud, with hitting and smashing, and the children’s screams and cries. It scared everyone on the floors above and below, who all went searching for the source of the noise, only to find out it came from your place."

"When people came over to collect debts, we neighbors didn’t say much, just that if it happened one more time, we’d call the police, and that’s when the noise stopped."

"I’m so sorry, my parents caused trouble for the neighbors with their nonsense."

"Sigh, it’s not easy for you."

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"I heard your parents suddenly became like this, which seems related to your grandparents coming to stay with you a few months ago. They spent quite a lot of money, and in order to recoup the losses, they tried to be more aggressive in making money, but ended up losing quite a bit."

One of the neighbors spilled a big piece of gossip, suddenly drawing everyone’s attention.

"How do you know? I don’t even know why they took on debt." Ye Nai genuinely didn’t know the reason for her parents’ folly.

"Huh, aren’t my two kids studying to be chefs at the vocational college? They have really sharp noses. Your family was cooking good food during those few months, fish today, shrimp tomorrow, meat the day after. Maybe they overspent on food and were trying to make some money back, but ended up losing even more."

Ye Nai thought to herself that it seemed after taking in the grandparents, their Uncle’s family indeed hadn’t contributed any living expenses.

The people in the elevator looked at Ye Nai’s face and sighed inwardly, relieved that they did not have such a troubling situation in their own families. To be poor is one thing, but that’s better than causing trouble that affects the children.

"Sigh, this issue can’t be dragged on forever. We need to figure out a way to resolve it sooner. With you not at home, the debt collectors keep coming, and it’s too much for anyone to bear."

"Right, once I get things at home settled, I’ll find a way to raise money to pay back the debt."

"We’ve been neighbors for a long time, and we’ve watched you and your siblings grow up. It’s mainly your parents... They’ve been honest all their life. How could they make such a mistake in their forties? Borrowing money is never a simple matter. I heard they mortgaged the house. When you pay them back, make sure you remember to retrieve the house deed and verify its authenticity."

"I heard it was a debt of several hundred thousand, including interest. You’ve just started working half a year ago; where would you get the money to repay it?"

"I don’t have the money to pay it back; the only option is to amend the contract and extend the repayment period to make smaller monthly payments."

"Are they willing?"

"This way they can make more interest, so why wouldn’t they be? If they’re not willing, then I just won’t pay the debt. It’s not me who owes it anyway. If they want the house, let them take it; I’ll just move away, and no one will expect me to clean up the mess."

"That’s true. They’d rather have you take responsibility since they can make a bit more money that way. Taking the house isn’t much use to them either; our high-rise is over twenty years old now, what value can it have?"

"They’re just using this as their only house to pressure people. To avoid losing the house, people will desperately try to pay it back. If they really can’t pay it, the lending company can still sell the deed to renters, who will provide them with income from the rent."

"That’s also true; those in business will at most earn less, they won’t lose."

"With a new tenant in the building, nobody knows what their character is like, and if we can’t get along, it’ll be even more troublesome."

"Yes, Miss Ye, you must handle this matter well."

The neighbors talked over one another in a barrage of chatter, and finally, the topic returned to Ye Nai once again.

Ye Nai simply nodded, her compliant demeanor contrasting sharply with the bruises on her face as she listened to the neighbors.

The early-rising neighbors were all decent folks, thankfully not the gossipy kind—otherwise, there would have been harsher comments.

But the color on Ye Nai’s face probably gave those gossipy neighbors something to think about.

Those were the marks of a fierce fight, flesh to flesh—no one knew if the young woman who had been taking out the trash for half a year had learned to street fight.

When the elevator arrived, Ye Nai, carrying things, stood in the hallway. Through the door, she communicated with the Fungus in the two bedrooms, gradually waking her parents and younger siblings.

It was only when she sensed her parents getting out of bed to check on things that she took out the bag of warm buns from the Space and dangled it from her finger, taking out her keys to unlock the door.

Opening the door, she came face-to-face with her parents in the living room, who looked terrified.

"Oh, you’ve woken up?"

Ye Nai deliberately let them see her face, then bent down to pick up the bag on the floor and entered the house.

"Go brush your teeth, wash up, and eat some buns."

"Eat up, then tidy up the house. It’s a mess, looking like who knows what."

Ye Nai walked into the kitchen and set down what she was carrying.

Ye Yu and Yu Qing were still somewhat dazed, looking around the living room blankly.

It wasn’t until Ye Nai came out of the kitchen that they realized what was different about the living room compared to last night.

"Those men are gone!"

"You’re not blind after all, finally seeing those men are gone."

Ye Nai’s voice rang out behind them, causing their parents’ necks to shrink. The whole family had been terrified and threatened the night before, and now the couple was still in shock.

"Xiao Nai, when did you come back?" Turning around, the parents said to Ye Nai with a forced smile, "Did you chase those men away?"

"I fought them off with my fists, didn’t you see the wounds on my face?"

Ye Yu and Yu Qing had not failed to notice the myriad of colors on their eldest daughter’s face, reminiscent of a painter’s palette, but they couldn’t imagine Ye Nai fighting, knowing how quiet and sensible she had been since she was little.

"You’ve learned to fight after being away for a few months?"

"What? Five grown men barged in, tied you up, and demanded ransom from me. If not with my fists, what should I have used to make them leave? You tell me. What should I have used? Repay the debt? Do you have money to repay?"

"They were really fought off? They won’t come back?"

Ye Yu and Yu Qing were overjoyed, visibly relaxing, without considering how their daughter got into the house the night before, or how they had passed out.

"They can’t beat me, so they left for now. Haven’t woken up yet? A principal of 200,000 and interest of 10,000, and you think they’re running a charity like a loan company?"

"We just wanted to break even—our broker said with just 200,000, we could recover our losses on the fund."

"Just because the broker said so, you obediently borrowed money? The state constantly warns against borrowing to speculate in stocks and funds. Haven’t you heard a single word? Do you think you’re the smartest and everyone else is a fool? Mom, you’ve been an accountant half your life. Can’t you do the math now?"