How can I justify myself as a Magnate if I don't indulge myself?-Chapter 336 - 160: American Express Centurion Card

The Koenigsegg Gemera was driving down the road like this...

Since it was the first Gemera in the country and had a simulated engine sound, no one knew it was a hybrid car...

Just as Gu Heng was about to arrive at the International Trade Center Tower A, his phone suddenly rang...

Gu Heng, steering with one hand, answered the call.

"May I speak to Mr. Gu?"

Hearing the awkward Mandarin on the other end of the line, Gu Heng couldn’t help but frown and glanced at the caller ID...

It was a phone number format unlike those usually seen domestically...

But since the caller knew his name, it probably wasn’t a wrong number, and Gu Heng didn’t think too much about it. He replied, "This is he, who is this?"

Upon hearing Gu Heng confirm, the tone on the other end of the line became noticeably excited, and the caller quickly said, "I am Will Riggs, the manager of the Greater China business department of American Express Bank. I apologize for the intrusion and hope you can forgive me."

American Express Bank?

Gu Heng found the name somewhat familiar...

But he couldn’t recall it after thinking for a while and turned to Jiang Ruxue, seated in the passenger seat, and asked, "Do you know about American Express Bank?"

Jiang Ruxue was still thinking about how to help Gu Heng handle the public opinion after returning to school. Caught off guard by his question, she paused for a moment and then nodded...

As a Peking University business administration student who also took finance, she surely knew about the famously prominent American Express Bank...

"American Express Bank is actually American Express Company, a financial giant in the top hundred of the Fortune 500. Generally, only us Chinese refer to the American Express Company as American Express Bank.

Perhaps, Mr. Gu, you may be unfamiliar with that. But if I mention the ’black card,’ you might have heard about it.

The world’s first unlimited black card was issued by American Express Company, including the Centurion Card from Industrial Bank which is also issued in collaboration with American Express Company."

Upon hearing Jiang Ruxue’s explanation, Gu Heng finally realized why he felt familiar with the name of this company he had never dealt with before...

So the black card, hyped up so much online, was issued by this company...

But Gu Heng was still puzzled...

He shouldn’t have any business dealings with this company...

New novel 𝓬hapters are published on freёwebnoѵel.com.

Why would they call him?

Thinking this, Gu Heng directly asked, "What do you need?"

"The thing is, every one to three years, we invite the world’s wealthiest to become black cardholders at American Express Bank. Our company has frequent collaborations with major banks in Hua Country, and knowing that you are a major client of Hua Country Construction Bank, plus your expenditure of 2.3 billion RMB at the recent Beijing Auto Show, fits the qualification for our black card users.

So, by taking the liberty of calling, we sincerely invite you to become our American Express Bank black card user."

???

Listening to Will Riggs’s words on the phone, Gu Heng was stunned for a moment...

Isn’t the American Express black card said to be very prestigious and rare?

And he was being invited?

That seems to suggest the black card isn’t as impressive as it’s made out to be...

Hearing no response from Gu Heng, Will Riggs was about to keep talking when he heard Gu Heng’s voice: "What are the benefits of having your black card?"

Will Riggs hastily said, "The specific details might not be convenient over the phone. May I know when you would be available, Mr. Gu? I can bring someone to visit you."

Stay tuned for updates on novelbuddy

"I’m free right now."

"Then, Mr. Gu, please give me an address, and I will come to discuss with you immediately."

Upon hearing this, Gu Heng directly gave the company address to Will Riggs...

Setting aside whether or not he would get the card, he was free anyway, and it could be interesting to learn more...

As soon as the call ended, Gu Heng turned to Jiang Ruxue and asked, "Is the threshold for an invitation to this American Express black card very low?"

Jiang Ruxue shook her head.

"Not at all; it’s actually quite high."

That made Gu Heng puzzled...

If the threshold was so high...

Why would Will Riggs approach him?

Even considering his current financial status—though he might rank somewhat highly in Hua Country, he certainly isn’t at the very top. There are, without exaggeration, thousands if not more people wealthier than he is...

Seeing the confusion on Gu Heng’s face, Jiang Ruxue tentatively asked, "Was that phone call from an employee of American Express inviting you to get their issued black card?"

Gu Heng didn’t hide anything and nodded.

"But according to what you said, since the black card’s threshold is so high, that call might have been from a scammer."

"Not necessarily; it’s very likely to be a genuine invitation from American Express."

"?"

Gu Heng’s questioning gaze was fixed on Jiang Ruxue’s face.

"American Express, in plain terms, is an international bank, and the black card is essentially just a credit card with a large credit limit...

It’s just that in recent years, some internet users have hyped it up, making it seem like an incredible card that only the top-tier wealthy can own."

"Although the black card has a high invitation threshold, Mr. Gu, you precisely meet this threshold."

"How so?"

Having less experience, it’s best to ask and learn more...

Gu Heng felt no shame in asking directly.

"When American Express first issued the black card, it wasn’t just about building brand recognition; it was also an extremely profitable venture.

For those invited to own a black card, it’s not the amount of wealth they possess that’s the most important; rather, it’s their spending capacity, because only if cardholders spend will they be able to charge substantial interests on credit card loans.