MTL - Blackstone Code-Chapter 63 Be a person who knows gratitude to get more friendships

　　 "The total is...3,240,000!"

　　 In Joe Griman's office, he looked at the statistics book in his hand with a little amazement, and he couldn't help letting out an amazed tone.

　　 When Lynch told him that he had almost millions of collateral, Joe Griman thought it was probably an exaggeration, which is very common in the financial field.

　　Various kinds of cash in installments, cash in price, cash in discount, people never have much confidence in the numbers told by others, but he did not expect Lynch to give him a surprise.

　　 He put down the statistics sheet and adjusted his sitting posture a little, "It's an amazing number, but you should know that I can't lend you money according to the estimate. The maximum can only be 50%, no more!"

He dialed the statistics sheet with his hand again, and the expression on his face showed some regrets, "These are not high-quality resources, and the risk of the bank is still very large, so...", he shrugged and looked at Lynch again. .

　　 The bank has its own professional appraisers. When they count these things, they find that there are no valuables that are very in demand and can be immediately removed, such as precious metals, such as gold, or some easily realizable things such as jewelry.

　　 On the contrary, there are some... things that are not easy to remove, such as some daily necessities, some appliances, most of which are houses and cars.

Sabine is not a big city, not the capital of a state, nor is it the center of the Federation. The value preservation rate of houses here is not very safe, and most of the houses mortgaged in these agreements are houses in ordinary communities, and there is no middle-class community and Houses in the upper town.

　　 Valuable real estate in small cities basically refers to those middle-class neighborhoods and top-class upper-class neighborhoods, they are sitting on the best location, the most beautiful scenery, the most complete supporting services.

　　 Such a house can be sold easily, as long as it is lower than the market price, 10% to 15%, it can be said that it can be sold immediately.

　　 But this is not the case with houses in civilian communities. Real estate development in civilian and slum areas, especially residential development, is a thankless task. The slow sales cycle can easily drag down real estate developers.

　　In addition, some people like to mess around. Those poor people like to break into houses that are not for sale, and they often cause some trouble.

The local laws of some federal states have stipulated that after living in someone else’s house for a certain number of years, they can naturally acquire the property rights of the house. This also makes many people more keen to find houses that have not been sold, or find houses that have already been sold. Relocation of vacant residences.

　　The chaotic environment in the civilian and slum areas, and all kinds of creepy street culture are the reasons that restrict these housing prices. This is not to say that they are not worth money, but it is difficult to realize their actual value.

　　Cars are also, there are no luxury car brands, most of them are ordinary car brands, and there are some ages, some of the appraisers think that it may be stolen cars that have given up responsibility.

　　 The road to realization of these things is full of twists and turns.

If Lynch really wants to exchange these things for a certain amount of money, and it’s just this transaction, Joe Griman will be more cautious and even refuse the business with Lynch. He would rather not have this deal. Unwilling to take risks.

　　 But he already understood Lynch’s thoughts. The money he gave Lynch would be given to Getnau Finance Company to achieve continuous rotation.

　　 At that time, more similar agreements will be mortgaged to the bank, which will eventually roll out an astonishing number, so he doesn't mind such a business.

Joe Griman thought for a while, "I will give you a maximum of 1.6 million!" He felt that the price was quite safe, and Lynch did not have any need to object, 1.6 million, he could get 16 Ten thousand service fees, and almost double to twice the expected benefits.

　　 This transaction alone has brought Lynch at least two hundred and fifty thousand in income, which is much faster than changing change, and at the same time he does not need to pay the bank even a penny of interest.

　　This part of the interest is paid by Gettenau, and the way of payment is that they entrust Dyson Asset Management with full power to manage these assets and pay a "management fee" for this.

　　 In other words, Dyson Asset Management completely cut the relationship between Gettenau Finance Company and Jinhui Bank during the whole process. This is the basis for the cooperation between the two parties.

　　 Lynch did not fight for more shares and agreed to make Joe Griman more fond of him, and a lot of smiles appeared on his face, "Do you want a check, a promissory note, a money order or an account transfer?"

　　 Up to now, the six major federal banks have limited checks. It is impossible to issue millions of cash checks. You can’t even write transfer checks. Checks are too easy to be forged. With some technical reasons, it is difficult to achieve.

　　 Joe Griman actually meant petty cash checks, but it was clear that Lynch had a different view.

"I want cash!" Joe Griman was stunned as soon as he said it. It's not that the bank can't take out the cash. It's just that a series of procedures are required for large amounts of cash to come out of the closet, which is a bit troublesome, and you may have to ask the police. Two people over there to cooperate.

　　Looking at Joe Griman’s expression, Lynch frowned slightly, then stretched it out randomly, seeming to ask indifferently, "Can’t it?"

Joe Griman thought for a while, and finally nodded, "It’s not impossible, but it’s very troublesome. There are a lot of processes here. I have to do the document first and then send it to the branch and headquarters, as well as some other judicial procedures. , It takes at least four to five days."

　　 "I can wait!" Lynch did not flinch in the face of these difficulties. The two looked at each other for two or three seconds. Joe Griman nodded and said that he would complete the transaction as soon as possible.

　　 Lynch stood up in time, "So..."

　　 Joe Griman also stood up and stretched out his hand across the desk, "Happy cooperation!"

　　 After sending Lynch away, Joe Griman smiled and shook his head. He knew why Lynch wanted cash, and his attitude was so tough.

The certificate issued by millions of cash is enough to allow Lynch and the others to confuse more cash. Simply put, the bank issued a certificate proving that Lynch took away 1.6 million in cash from the bank. Then in the following At work, as long as the amount of cash he takes out at one time does not exceed 1.6 million ~ www.novelbuddy.com~, it can be said to be legal, as long as he is smart enough.

　　 In other words, Lynch can mix more, one million, two million or even more money into this certificate, and wash it thoroughly. What a smart person!

After signing this business and a series of follow-up cooperation, Joe Griman was in high spirits. In the evening, three of his subordinates invited him out to celebrate. They probably got a lot of commission in this business. There is a reason to indulge.

　　 This is the daily routine of work dealing with money, making money, making big money, and then completely indulging in a continuous cycle.

　　 Joe Griman declined their invitation. As the manager of the credit department, he is not suitable to show up with them at this time. He needs to avoid it.

When I drove back home, I parked my car and subconsciously checked the mailbox when I was passing by the yard. People like him receive letters from all over the country every day. Some are colleagues, some are self-recommendations from major foundations, and others. Order or free financial services from various financial institutions.

　　 After eating dinner in the evening, he stayed with his wife and children for a while. After watching TV for a while, he went back to the study alone and started processing these letters.

　　 What surprised him was that the first letter did not have a postmark, there was nothing on the envelope, no sender, no recipient, not even a word.

　　 He cut the letter with a letter knife in a bit of confusion. The light in the night room was never as bright as during the day. His dilated pupils shrank quickly when they saw the contents of the envelope.

　　 A check, a check for 30,000 yuan, the check also exudes the scent of ink!

　　 Although there is nothing on the envelope, he knows where the check came from.