MTL - The Growth of the Richest Man-Chapter 145 Everyone's credit

The scores of these five dimensions are added up to get a total score. The level of the total score is the identity and temperament of the person. All products of Yongchang Group can use this score to evaluate a person's quality. Behavior to judge, more convenient to get good target customers.

Of course, if other companies other than Yongchang Group are willing to share their data, and the company's credit is good, and they won't steal big data for fraud, they can also share the Renren credit score with them. The big data of Renren Credit is becoming more and more abundant, and the data is more and more comprehensive and accurate.

After careful deliberation, Zhang Yong wrote a "everyone credit" planning plan, ready to put this plan into practice.

Because this plan involves all aspects of the company's business, before putting it into practice, Zhang Yong also sent the plan to each subsidiary company and the person in charge of each project, asking them to make some revision suggestions.

Yongchang Film and Television Company is only responsible for film production and film distribution, and basically uses the friendly company Wanda Cinema for distribution, so it has almost nothing to do with everyone's credit, but the data of employees, the data of extras, and the fact that people go to Kublai Khan The recorded data of film and television city travel, accommodation and other data they have are generated from data that can be used for everyone's credit. In terms of credit services, everyone with a high credit score can book a tour of Kublai Khan Film and Television City without a deposit and stay at a hotel in Kublai Khan Film and Television City with a deposit. These small measures can not only attract tourists to Kublai Khan Film and Television City for tourism , and there is no substantive payment, it is still a very good measure.

As for Yongchang Investment Company, Zhang Yong originally thought that people with high credit scores could get venture capital from Yongchang Investment Company, but Xu Lili firmly opposed it. People with good credit may not be able to do business, okay? So the idea was discontinued. However, Yongchang Dairy, which is directly controlled by Yongchang Investment Company, can provide cash-on-delivery milk powder and carton milk cash-on-delivery services for people with high credit scores. The phenomenon of low product sales has been further alleviated, and it is a good proposal at that time; the League of Legends of Riot Games, for people with high credit scores, can apply for a beta account and experience the game content first; Panda TV is for people with high credit scores, In terms of commenting on the anchor, they can have a higher weight. After all, this kind of person is less likely to be a navy.

In terms of Hammer Company, it mainly sells mobile phones. For those with high credit scores, cash on delivery services can also be provided. During the maintenance period of mobile phones, if the maintenance time is relatively long, a Hammer mobile phone with the same configuration can be provided free of charge for short-term maintenance. Time backup service.

Meditation Technology Co., Ltd. has almost nothing to do with the credit data collection of Renren Credit, but the big data processing is still done by their engineers.

Renren Technology is the main source of credit data and the main group of credit data applications: account information on platforms such as Renren.com, Xiannei.com, and Renrentong determines to a large extent the "personal connections", The source of data such as "identity", and big data will in turn use the difference between the person's information judged by Renren's credit and the person's information to determine whether it is suspected of fraud or anonymity; Renren's wallet (mainly the balance Treasure products), Renren Loan, Renren Fund, etc., you can see a person's "performance ability" to a large extent; products such as Renren Mall, Renren Funding, and Renren Travel can be Determine a person's "history" and "behavior" attributes, and use more products from Renren, and the score will naturally gradually increase. In terms of high-credit benefits, Zhang Yong decided to give high-credit people a certain right of priority to purchase the three major financial products of Renren. After all, this group of people has relatively stable capital investment and will not always be like some people. Just withdraw once, or make a large amount of money in and out. After all, in terms of withdrawal fees, Renren’s wallet is completely free. If you withdraw too frequently, it will have a certain impact on the company’s profits; Renren Mall can be used for high credit The evaluation of the crowd is weighted to be considered or even topped. The evaluation of people with low credit will be less considered. Even those with bad credit records, their comments will be folded. In addition, people with high credit scores will also be folded. Cash on delivery service is available.

Renrendai is a special provision. The level of credit score and the level of personal income determine the amount of borrowing that can be borrowed. People with a credit score below 400 will be rejected by one vote and cannot borrow from Renrendai. 800 people, in addition to borrowing a lot of money themselves, can even provide guarantees for others and increase the credit line of their guarantee objects.

In terms of Mobike, UU Reading www.uukanshu.com is very interested in Zhang Yong's high credit score and no deposit policy, because now, the monthly card price of student groups and social groups is doubled, and social groups still need to pay more. The extra payment of the deposit has already made the social group very dissatisfied, and the problem is uneven. This situation is very unfavorable for the healthy development of Mobike. Therefore, Hu Weiwei continues to use the credit reporting tool such as "Everyone's Credit". High-credit groups can also be given deposit-free treatment and a monthly riding card of 9.9 yuan, while for low-credit groups, the deposit may be doubled, or even a monthly card cannot be issued, and only restricted measures such as paying per ride.

TOMFORD Company has given high credit score groups the privilege of purchasing the latest products in a limited manner, and Yongchang Service Company has also given high credit score groups the privilege of delivering cars first and paying later for private car logistics services.

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With the joint efforts of all subsidiaries and project departments, the specific methods and methods for the construction of the "Everyone Credit" system have been basically completed. What kind of bonus points can be obtained for each behavior, and what kind of deduction points each behavior may lead to, have been quantified in detail. After each subsidiary has established the credit of everyone, it will give credit to those high-credit groups. The benefits and benefits, specific plans are given, and we all look forward to developing a real credit system for everyone as soon as possible.

The problem hit Gong Min again. Although there are quantitative indicators, there are a lot of raw materials, but they are not quantitative. Many people's credit processing raw materials are hundreds of M or even several G. The total amount of all credit materials is nearly 100,000 tons. In the future, there will be more of these original materials, and many of these materials are original description documents that have not been processed. Converting them into quantitative data requires a huge amount of engineering, which makes Gong Min head big!

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