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... late President Cao. We at the branch bank certainly trust in the strength of your factory. If you are willing to take out a loan with our branch, I will try to offer you the most favorable terms possible."

Banks engage in the business of borrowing at low rates and lending at high rates to earn profit margins. The amount a branch bank attracts in deposits and issues in quality loans is directly tied to the branch manager’s performance and income—and even to their promotion prospects.

...

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